John Belli
Branch Manager, VP | NMLS# 254976
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
It was a very smooth loan process; I recommend John to anyone looking for a home loan!
Supportive, Kind, Caring and Helpful
Smooth transaction, funded on time, but ended up closing the day after the original close date. (Seller was totally fine with it). It was a VA loan and getting the appraisal through was seamless.
John is the Ferrari of communications. He went above and beyond to communicate with me even over the weekend and with my non-stopping questions. He was available throughout the process and reached out to provide updates or answer any questions...
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After giving 3 women 3 houses in my life thought I'd never be able to get one again.John found a loan that would work within my budget and tolerated me bouncing about 30-40 homes off him for number crunching without batting an eye.Here I am...
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John is extremely knowledgeable of the current options for the clients and amazing with his communication!
John is great at communication and keeping everyone in the loop. He is super knowledgeable, trustworthy and really advocates for the clients best interest.
Miracle Worker
The whole process was smooth sailing. Would definitely recommend John to anyone looking to buy a home.
The whole process was smooth sailing. Communication with John was easy he even set me up with a realtor next thing i know I'm closing on a house. Would definitely recommend John to anyone looking to buy a home
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 254976
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.