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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
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8:30 AM to 5:30 PM
Sat
closed
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closed
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Reviews from Web
I’ve worked with many loan officers, but Joey stands out as one of the best in the business. As a buyer's agent, I need a lender who is proactive, highly communicative, and dead-on with their timelines. Joey kept my clients informed and calm...
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Reply from Guild Mortgage - Joey Cummings
February 24th, 2026 11:51 PM
Thank you so much for sharing your feedback and thank you so much for giving me the opportunity to serve you and your buyers. I am most appreciative.
Because my loan officer which is miss Joey was very helpful and she always answered her phone call, ready to assist me. She was fantastic 👏 and she knows how to speak to people with kindness. She was wonderful which is a blessing from GOD....
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Reply from Guild Mortgage - Joey Cummings
February 23rd, 2026 02:31 PM
Aweee, thank you so much. It was a joy and a pleasure.
My experience with Ms. Cummings was outstanding! From start to finish, she was exceptionally courteous, professional, and truly committed to making the process smooth and stress-free. She respected both her time and mine, kept me focused every...
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Reply from Guild Mortgage - Joey Cummings
February 12th, 2026 04:05 PM
Thank you for sharing your feedback. I look forward to our continued efforts.
Working with Joey Cummings at Guild Mortgage was truly an emotional and unforgettable part of my home buying journey. From the very beginning, Joey made me feel supported, reassured, and confident in the process. Buying a home can be overwhelming,...
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Reply from Owner
February 4th, 2026 02:48 PM
Thank you so much. You were a joy to serve and I am so grateful to have been a part of your journey. Welcome home.
⸻Huge thank you to Joey Cummings at Guild Mortgage for helping with my home purchase! She was amazing to work with — very knowledgeable, easy to talk to, and always quick to answer questions. Joey made the whole process feel a lot less stressful...
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Reply from Guild Mortgage - Joey Cummings
February 4th, 2026 02:49 PM
Thank you for sharing your experience. I am most appreciative for your time and feedback.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Terri F
Reply from Owner
February 4th, 2026 02:50 PM
Thank you Ms. Terri.
Joey did a great job closing out the deal in a timely manner. Very professional & a joy to work with.
Reply from Guild Mortgage - Joey Cummings
February 3rd, 2026 03:33 AM
Thank you so much Terri for your feedback. I am most grateful for your feedback especially as the seller agent. I appreciate your honesty.
Joey was recommended to us by our real estate agent. She gained our trust during our early conversations by taking the time to ask us what was important to us. She listened to our concerns and structured the mortgage according to what we wanted....
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Reply from Guild Mortgage - Joey Cummings
February 3rd, 2026 03:34 AM
Thank you so much. I am grateful for the opportunity to have served you and your family.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Delresa R
Reply from Owner
February 3rd, 2026 03:35 AM
Thank you so much for your time and your review. I am most grateful.
Joey Cummings was a pleasure to work with. She handled my clients' transaction with professionalism, efficiency and kept everything on track from start to finish. Having the file prepared to close a full week early made this a smooth and rewarding...
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Reply from Guild Mortgage - Joey Cummings
February 3rd, 2026 03:36 AM
Aweeee, thank you for your kindness. It was truly a pleasure serving you all.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.