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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5:30 PM
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
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Reviews from Web
The process was smooth, I was kept well informed at each stage, questions were answered timely and thoroughly.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Mari M
I loved her she was great in explaining Ian's making sure we stwyed in track to close
Reply from Guild Mortgage - Joey Cummings
October 3rd, 2026 03:13 AM
Aweeeee, praying your family nothing but love, peace and joy in your new home. CONGRATULATIONS!
Joey Cummings was there every step of the way. I appreciate her help and her honesty. I thank God for her and the part she played in helping reach my goal of having a house built.
Joey made my experince great. At one point I thought about calling Joey when the amount increased, my phone rang and it was her checking on my progress and asking could she be of an assistance. She made it happen. She sets high standards and...
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Reply from Guild Mortgage - Joey Cummings
October 3rd, 2026 01:30 AM
Aweeee, thank you. Together we won! Praying you all the joy, peace and love in your new built home! Thank you for allowing me to be a part of your journey.
Great communication. Quick turnaround.
Reply from Guild Mortgage - Joey Cummings
October 3rd, 2026 01:28 AM
Outstanding. It was a pleasure serving you.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Tangela D
Reply from Owner
October 3rd, 2026 01:27 AM
Thank you so much for sharing your feedback.
The time Joey took to explain the process and made sure I completely understood the home buying journey was a great experience.
Reply from Guild Mortgage - Joey Cummings
September 25th, 2026 02:37 AM
So happy to hear. Thank you for sharing. Wishing you joy and peace in your new home.
Joey is highly recommended! I had an amazing experience! Joey provided phenomenal service, professionalism, and was very knowledgeable on the homebuying process. Joey articulated all the information throughly plus answered my questions. Thanks...
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Reply from Guild Mortgage - Joey Cummings
September 25th, 2026 02:38 AM
No one deserves it more than you! I am grateful for the opportunity to serve. Wishing you joy and peace in your new home.
I highly recommend Joey Cummings to anyone looking to purchase a home! Joey assisted me with the purchase of my second home, which was a new construction, and she was absolutely amazing throughout the entire process.From the very beginning...
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Reply from Joey Cummings
September 25th, 2026 02:40 AM
I am so grateful for your feedback, kindness and for taking the time to share your experience with others. You were a joy to serve.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.