Top 5%
Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
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Reviews from Web
Give her a try but be ready..
She works hard and fast to get the job done. Sit back and enjoy the ride..
Joey worked very hard to bring a difficult deal to a close. She was very responsive and communicative. Would highly recommend!
Reply from Guild Mortgage - Joey Cummings
September 5th, 2026 05:11 PM
Thank you so much. I really appreciate your feedback.
Was nice to work with and very understanding. She was always happy to help and responded in a timely manner.
Reply from Guild Mortgage - Joey Cummings
August 28th, 2026 01:13 PM
Thank you for taking the time to share. It was a pleasure serving you.
My experiences with Joey was a breeze .She kept me up on my paperwork. She never let me went a day without an update. If you want someone that’s on top of business she’s the best.
Reply from Guild Mortgage - Joey Cummings
August 28th, 2026 12:41 AM
Aweee, thank you so very much. I am grateful for your feedback.
Hands down Joey is one of the best in the industry. The constant education for buyers and Realtors throughout the home buying process is unmatched. She moves with clarity and truly makes sure the client understands what is happening. If you...
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Reply from Guild Mortgage - Joey Cummings
August 25th, 2026 03:58 AM
Thank you so much for taking the time to share your experience. It was a pleasure and a delight to serve you.
Mrs Cummings made my process in buying a house very smooth. She truly cares & helps you understand the ins and outs of buying a home. I’m very satisfied & will definitely recommend her!
Reply from Joey Cummings
August 25th, 2026 04:00 AM
Aweeeee, thank you so much. I am so grateful to hear this. My desire is for everyone to have a beautiful memorable buying experience. Thank you for sharing.
Great communication, got the job done on time!
Reply from Guild Mortgage - Joey Cummings
July 29th, 2026 01:16 PM
Thank you so much. You were a joy to serve.
This was my first experience buying a home, and there is no one else I would recommend as a loan officer besides Mrs. Joey. She has such a welcoming, warm spirit. As we began the home buying process, she kept me reassured that everything would...
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Reply from Guild Mortgage - Joey Cummings
July 1st, 2026 01:20 PM
I am so happy for you and proud of you. Thank you for taking the time to share.
This was my first experience buying a home, and there is no one else I would recommend as a loan officer besides Mrs. Joey. She has such a welcoming, warm spirit. As we began the home buying process, she kept me reassured that everything would...
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Reply from Guild Mortgage - Joey Cummings
July 1st, 2026 02:12 AM
Thank you for trusting me to lead you home. I am most grateful for the opportunity to do so. You stole my heart and I am so happy for you and proud of you. Keep shinning. I wish you all the joy, peace, and happiness in your new home.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.