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Guild Mortgage - Joey Cummings
Loan Officer | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com...... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5:30 PM
Wed
8:30 AM to 5:30 PM
Thu
8:30 AM to 5:30 PM
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Reviews from Web
I had a great experience because of Miss coming leadership and do to her guidance she made life a little easier with closing on our home me and my wife will appreciate her patience and most importantly her teaching the both of us and giving...
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Reply from Guild Mortgage - Joey Cummings
June 12th, 2026 01:40 AM
You all have become one of my favorite customers to serve. I am blessed to have had the opportunity to guide you both home.
My husband and I just closed on a house June 5, 2026 Joey was our loan officer, she was so on point to every detail, she was very patient with us and if we didn't know what we was doing she will help us always willing and ready, and was always...
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Reply from Guild Mortgage - Joey Cummings
June 12th, 2026 01:42 AM
Oh my gosh. You all are blessed and I am so grateful to have had the opportunity to be a part of your journey. Thank you for being amazing in every way.
I had an awesome experience working with Joey. This was first time working with a customer using the Georgia Dream Program. It was clear that Joey was experienced with this program because the entire process went extremely well and we closed...
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Reply from Guild Mortgage - Joey Cummings
June 6th, 2026 03:11 AM
Thank you so much. I am so grateful for you taking the time to share your experience. Your feedback is valuable and appreciated.
Working with you was truly an amazing experience! Thank you for making the home buying process feel smooth, stress-free, and personal every step of the way. Your communication, patience, and dedication made such a difference, and I always felt...
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Reply from Guild Mortgage - Joey Cummings
June 1st, 2026 10:02 PM
Aweeee, thank you. I appreciate you sharing your experience. You were a pleasure to serve.
Joey did an outstanding job keeping everyone on track for closing, and not only made the process smooth for the buyer but also showed up to closing!
Reply from Owner
June 1st, 2026 10:03 PM
Thank you. I appreciate you taking the time to share your feedback. I look forward to getting back to the table with you.
Joey did an outstanding job keeping everyone on track for closing, and not only made the process smooth for the buyer but also showed up to closing!
Reply from Joey Cummings
May 19th, 2026 02:46 PM
Joseph, I'm glad to hear that I could help keep everyone on track for closing and make the process smooth for the buyer. Showing up to closing is part of my commitment to ensuring everything goes well. Thank you for your kind words!
Great Team and Great Communication. I also left a google review for you as well
Reply from Joey Cummings
May 18th, 2026 02:26 PM
Sheena, I appreciate your feedback on our team's communication and for taking the time to leave a Google review as well. It's great to know you had a positive experience with us at Guild Mortgage. Thank you for your support!
Very professiona, made the my experience go very smooth
Reply from Owner
June 1st, 2026 10:09 PM
Aweee, thank you so much. You were a joy to serve.
Very professiona, made the my experience go very smooth
Reply from Joey Cummings
May 18th, 2026 01:03 PM
Gregory, I'm happy to know that you found the process smooth and professional. It was a pleasure assisting you with your experience at Guild Mortgage. Thank you for sharing your feedback.
Joey is a true pleasure to work with on any transaction! She is professional, reliable, and her team makes every deal an easy process. I love that she has great communication, especially when it comes to every party involved, being notified...
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Reply from Guild Mortgage - Joey Cummings
June 1st, 2026 10:12 PM
Thank you. You are a joy to serve. I look forward to getting back to the table with you. Thank you so much for your kind words.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Search Rank ScoreLearn More →
829
/850
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.
