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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
Joey was a pleasure to work with. She made the home buying process quick and stress free. She was very reassuring and extremely knowledgeable. She answered all of my questions, even the ones I didn’t know to ask!
Reply from Guild Mortgage - Joey Cummings
February 3rd, 2026 03:37 AM
I am so happy and grateful that I got to get you home. Thank you for trusting me with such an important journey. Please consider me as your lifetime lender.
We just had the pleasure of working with Joey on our home purchase. Her experience and expertise made for a smooth process, even though we were 2,000 miles away! You will be fortunate to work with Joey when buying a home!
Reply from Owner
January 22nd, 2026 03:55 AM
Oh my goodness, thank you so much for allowing me to serve you. It was truly a delight!
Joey has been a Godsend throughout our home buying process. Being 2,000 miles away, we were extremely apprehensive about the people we were referred to. But Joey asked what was most important to us regarding our mortgage. She actually listened...
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Reply from Guild Mortgage - Joey Cummings
January 22nd, 2026 03:57 AM
Aweeee, thank you so much. I am grateful to have been a part of your home buying journey.
Joey make sure I allowed to to drive the wheel . It was an amazing expreience .
Reply from Guild Mortgage - Joey Cummings
January 22nd, 2026 03:58 AM
And we made it! I am so grateful we did. Thank you for trusting me and allowing me to lead you home. It was my greatest joy!
I had the pleasure of working with Joey on my most recent transaction, and she was nothing short of exceptional. As a real estate agent, I truly value strong lender partnerships, and Joey exemplified what professionalism looks like. From start...
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Reply from Guild Mortgage - Joey Cummings
January 5th, 2026 02:39 AM
Aweeeee, thank you so much. You were both a joy to serve.
Joey is truly a joy to do business with. She’s incredibly knowledgeable, highly communicative, and genuinely cares about people. She goes above and beyond to make sure everyone is taken care of throughout the entire process.
Reply from Guild Mortgage - Joey Cummings
December 4th, 2025 03:34 AM
Aweeee, thank you so much. It was a delight working alongside of you.
I had an absolutely amazing experience working with my loan officer Joey. From start to finish, the entire process was smooth, stress-free, and incredibly efficient. She was professional, knowledgeable, and always quick to answer any questions...
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Reply from Guild Mortgage - Joey Cummings
December 4th, 2025 03:35 AM
This warms my heart. Thank you so very much for your feedback. Thank you for allowing me to serve you.
This is the fourth of many moves I have done with Joey as my loan officer! She has not let me down and still provides the same top tier professional and personal service from the first home she helped me buy! I highly recommend her if it is...
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Reply from Joey Cummings
December 4th, 2025 03:36 AM
This means so much. I am deeply grateful for your kindness, business and now friendship. Thank you for the opportunity to serve you.
she did a amazing job & gave us exactly what we wanted .
Reply from Guild Mortgage - Joey Cummings
November 19th, 2025 02:16 PM
Thank you so very much.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Edwin D
Reply from Owner
November 14th, 2025 02:23 PM
Thank you so much Sir. It was a pleasure serving you and your seller. Thank you for the opportunity.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.