Top 5%
Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
Joey was very helping during the last phase of our home buying process. She was able to connect dots that others couldn’t as well as provide knowledge and helpful resources. Even until this day, Joey’s line is always open for questions and...
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Reply from Owner
March 5th, 2026 08:25 PM
Thank you so much for sharing your experience. I am always ready to help.
Joey was very helpful during the last phase of our housing process. She was able to connect dots that others couldn’t as well as provide us with helpful resources. Even until this day Joey stills shares her knowledge and helps out any way she...
read more
Reply from Guild Mortgage - Joey Cummings
March 3rd, 2026 11:17 PM
Thank you so much for your feedback. I enjoy being your lifetime lender.
Joey was great and easy to work with. She streamlined the process and reduced the lack of understanding with a first time home buyer.
Reply from Guild Mortgage - Joey Cummings
March 1st, 2026 03:08 AM
Thank you so much for sharing your experience. So happy I could get you home.
Joey was very helpful and knowledgeable.
Reply from Guild Mortgage - Joey Cummings
February 27th, 2026 05:15 PM
Thank you for your time and sharing your feedback. I am so happy to have gotten you home. Together we WON.
Need help getting a house this is the Lady to help you get Joey Cummings
Reply from Owner
February 27th, 2026 02:52 PM
Thank you so much. This is true. Enjoy your new home.
This was my first time as a home buyer and Joey was my rock she is loving and caring person she is amazing at her job I would recommend her to anyone!!!
Reply from Guild Mortgage - Joey Cummings
February 26th, 2026 08:45 PM
Oh my goodness, you have my whole heart. Thank you for your feedback and your kindness. You were a joy and a delight to serve.
Joey is great to work with. Proactive and strategic.
Reply from Owner
February 27th, 2026 02:53 PM
Yes Ma'am, I sure am. Thank you so much for sharing your feedback.
Joey made it great!!
Reply from Guild Mortgage - Joey Cummings
February 26th, 2026 02:42 PM
Thank you so much Betsey. I appreciate you taking the time to share your feedback. I look forward to getting back to the table with you.
Great working with Joey, I can not wait for our next transaction together.
Reply from Guild Mortgage - Joey Cummings
February 26th, 2026 02:43 PM
Me too. Let's make it happen.
My first time buyer so just me not know a lot of stuff .
Reply from Guild Mortgage - Joey Cummings
February 25th, 2026 11:22 PM
But I got you through it. Thank you for allowing me to serve you. Enjoy your new home!
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.