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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
I recently closed a transaction with joey cummings, and the experience was excellent from start to finish. Communication was clear, timely, and consistent throughout the entire process. They kept everyone informed, handled challenges efficiently,...
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Reply from Guild Mortgage - Joey Cummings
June 1st, 2026 10:25 PM
Thank you so much for your kind words. I appreciate you taking the time to share your experience.
Joey made my first home buying experience special. She kept me updated and genuinely helped me in anyway she could. She was very knowledgeable with her work and she took care of all the heavy load which made me stress less and I appreciate...
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Reply from Owner
June 1st, 2026 10:25 PM
Ahhhhh, man. Dang. Thank you for this beautiful feedback. I am most grateful.
Joey made my first home buying experience special. She kept me updated and genuinely helped me in anyway she could. She was very knowledgeable with her work and she took care of all the heavy load which made me stress less and I appreciate...
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Reply from Joey Cummings
May 8th, 2026 01:28 PM
Chalette, I'm grateful to hear that your first home buying experience was special and that I could help ease the process for you. Keeping you updated and managing the details is something I strive for, and I'm pleased it reduced your stress....
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Ms. Joey is the best to ever do the job. She was very knowledgeable and attentive. She kept in contact and kept me updated on what to look forward to. She made the process smooth and easy. She is a beautiful genuine soul and I would recommend...
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Reply from Guild Mortgage - Joey Cummings
June 1st, 2026 10:26 PM
Thank you so much. It was truly a pleasure to serve you.
My loan officer was very knowledgeable, and always informed me of need to know information as soon as possible. She was patient and always explained every step so I understood the whole house buying process.
Reply from Guild Mortgage - Joey Cummings
April 22nd, 2026 02:31 PM
Aweee, thank you. You were a pleasure and a joy to serve. I wish you well in everything and know that you will enjoy your new home. Thank you for allowing me to serve you. With Gratitude.
Joey Cummings at Guild Mortgage is amazing. She kept myself and my clients informed every step of the way and sends very detailed communications throughout the process. She takes the time to speak with the clients to ensure they understand...
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Reply from Owner
April 22nd, 2026 02:32 PM
Thank you so much for the opportunity to serve. I appreciate you sharing your feedback with others.
Joey Cummings at Guild Mortgage is amazing. She kept myself and my clients informed every step of the way and sends very detailed communications throughout the process. She takes the time to speak with the clients to ensure they understand...
read more
Reply from Guild Mortgage - Joey Cummings
April 21st, 2026 01:43 PM
Aweee, thank you for your feedback. It was truly a pleasure serving you. Thank you for the opportunity.
I was listing agent on a home and Joey was lender for the buyer. Joey was commented well and was timely on updates and anything needed. Definitely recommend her if you're looking for a home loan.
Reply from Guild Mortgage - Joey Cummings
April 20th, 2026 04:36 PM
Thank you for accepting our offer. I was glad to have closed you all on time and happy to have had a smooth process. I look forward to serving you again in the near future. Thank you so much for taking the time to share your feedback/experience....
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Guild Mortgage - Joey Cummings has received a review with 5 star rating from Tinika N
Reply from Owner
March 27th, 2026 04:36 AM
Thank you so much. You were a pleasure to serve.
Easy closing process, the opportunity to close early, the professionalism and promptness of the staff.
Reply from Guild Mortgage - Joey Cummings
March 27th, 2026 04:37 AM
Awesomeness! Thank you so much for allowing my team and I the opportunity to serve you. We are most grateful.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.