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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
My experiences with Joey was a breeze .She kept me up on my paperwork. She never let me went a day without an update. If you want someone that’s on top of business she’s the best.
Reply from Guild Mortgage - Joey Cummings
August 28th, 2026 12:41 AM
Aweee, thank you so very much. I am grateful for your feedback.
Hands down Joey is one of the best in the industry. The constant education for buyers and Realtors throughout the home buying process is unmatched. She moves with clarity and truly makes sure the client understands what is happening. If you...
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Reply from Guild Mortgage - Joey Cummings
August 25th, 2026 03:58 AM
Thank you so much for taking the time to share your experience. It was a pleasure and a delight to serve you.
Mrs Cummings made my process in buying a house very smooth. She truly cares & helps you understand the ins and outs of buying a home. I’m very satisfied & will definitely recommend her!
Reply from Joey Cummings
August 25th, 2026 04:00 AM
Aweeeee, thank you so much. I am so grateful to hear this. My desire is for everyone to have a beautiful memorable buying experience. Thank you for sharing.
Great communication, got the job done on time!
Reply from Guild Mortgage - Joey Cummings
July 29th, 2026 01:16 PM
Thank you so much. You were a joy to serve.
This was my first experience buying a home, and there is no one else I would recommend as a loan officer besides Mrs. Joey. She has such a welcoming, warm spirit. As we began the home buying process, she kept me reassured that everything would...
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Reply from Guild Mortgage - Joey Cummings
July 1st, 2026 01:20 PM
I am so happy for you and proud of you. Thank you for taking the time to share.
This was my first experience buying a home, and there is no one else I would recommend as a loan officer besides Mrs. Joey. She has such a welcoming, warm spirit. As we began the home buying process, she kept me reassured that everything would...
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Reply from Guild Mortgage - Joey Cummings
July 1st, 2026 02:12 AM
Thank you for trusting me to lead you home. I am most grateful for the opportunity to do so. You stole my heart and I am so happy for you and proud of you. Keep shinning. I wish you all the joy, peace, and happiness in your new home.
Joey Cummings made our home buying experience enjoyable. She is very detailed and knowledgeable about the mortgage loan process.
Reply from Guild Mortgage - Joey Cummings
July 1st, 2026 02:04 AM
This brings joy to my heart because my goal is for customers to enjoy the home buying process. Thank you so much for sharing. It was truly a blessing to serve you and your beautiful family.
Working with Joey Cummings was a pleasure! She kept everyone informed throughout the entire transaction and was always one step ahead, taking care of potential issues before they became problems. Her proactive approach and great communication...
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Reply from Guild Mortgage - Joey Cummings
July 1st, 2026 02:02 AM
Thank you so much for taking the time to complete my review and sharing your experience. I am super appreciative. I look forward to serving you again in the near future.
Working with Joey was an absolute pleasure! She was incredibly kind, highly professional, and completely on top of everything from start to finish. She took the time to answer all my questions. Joey kept me well informed throughout the entire...
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Reply from Guild Mortgage - Joey Cummings
July 1st, 2026 02:06 AM
You were a joy to serve. Thank you so much for allowing me the opportunity. And thank you for sharing your experience.
I had a great experience because of Miss coming leadership and do to her guidance she made life a little easier with closing on our home me and my wife will appreciate her patience and most importantly her teaching the both of us and giving...
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Reply from Guild Mortgage - Joey Cummings
June 12th, 2026 01:40 AM
You all have become one of my favorite customers to serve. I am blessed to have had the opportunity to guide you both home.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.