Top 5%
Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
Had an amazing transaction with Joey. I love her tenacity, thoroughness and professionalism as she serve all her clients. Joey provides details and ensure my customers understand the homebuyer process. She’s creative, prompt and trustworthy....
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Reply from Guild Mortgage - Joey Cummings
August 13th, 2025 01:48 AM
Aweeeeee, thank you so much for your feedback. It is truly appreciated.
Mrs. Cummings was wonderful! Throughout the process, she communicated well and kept all parties up to date on next steps. She worked diligently to get the deal closed. We appreciate her hard work and dedication.
Reply from Guild Mortgage - Joey Cummings
August 12th, 2025 01:49 AM
Thank you so much for your feedback. I am thankful you chose me. You were pleasant to work with and a joy to serve.
As a parent, Joey you guided my child with the knowledge she needed to ensure she was aware of her options and you always kept her and myself informed with accurate information. Your numbers were perfect and you performed like a true champion....
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Reply from Guild Mortgage - Joey Cummings
July 24th, 2025 01:16 AM
Thank you so much for taking the time to complete this review. Your feedback is greatly appreciated. Thank you for allowing me to be a part of you all's homeownership journey.
As a first-time homebuyer, I honestly didn’t know where to start—so, per usual, I went down the Google rabbit hole. After some digging, I decided to get pre-qualified, and, by chance, I found Joey. As someone who can easily get stuck in analysis...
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Reply from Guild Mortgage - Joey Cummings
July 17th, 2025 12:13 AM
As I clutch my pearls, all I can say is THANK YOU. Your honest feedback is precious, and I thank you for sharing.
Everything about this transaction with Joey with smooth! She was real, to the point, and always on time!!! Thanks for everything Joey!!! I can always count on you!!
Reply from Owner
July 17th, 2025 12:16 AM
Yes Ma'am, you sure can. Thank you for the opportunity, you were a joy to serve.
Everything about working with Joey was genuine , realistic, fair, and on time!!!!! She made my transaction smooth and easy!!! thank you!!!
Reply from Guild Mortgage - Joey Cummings
July 17th, 2025 12:14 AM
Aweeee, thank you so much for taking the time to share your feedback and experience. You were a pleasure to serve.
Joey is very attentive and customer service driven! I enjoyed working alongside her to get our first time home buyer to the closing table! I’m so glad I matched my buyer with her, we made an awesome Realtor Lender Team!
Reply from Guild Mortgage - Joey Cummings
July 11th, 2025 06:03 PM
Thank you so much for your feedback. You are correct, I am driven to deliver satisfaction to all parties in every transaction. Thank you so much for your time.
Joey is such the sweetest person ever! If I could start my process over with being a first time buyer I would just so I could have her be there with me through the whole thing. Having Joey take me through each step and explaining everything...
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Reply from Guild Mortgage - Joey Cummings
July 8th, 2025 01:30 AM
I am most grateful for your heartfelt feedback. Thank you so very much.
If I could give Mrs. Joey a million stars I would. Thank you Joey for always being available to talk to me and reassure me. Very professional, friendly, helpful and knowledgeable in this whole process Joey made sure I understood the process...
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Reply from Guild Mortgage - Joey Cummings
July 2nd, 2025 07:32 PM
Oh my goodness, oh my goodness. Thank you so much for your feedback and taking the time to share your experience. I am so grateful to have met you, and you were an absolute joy to serve. I am here should you need me. We did it and I am soooooo...
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Joey worked her magic for the second time for me and my family. She answered any questions I had and walked me through the process both visually and verbally. She was always easy to get a hold of and or contacted me back within in a reasonable...
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Reply from Guild Mortgage - Joey Cummings
June 30th, 2025 06:09 PM
Aweeee, thank you so very much. I LOVE my REPEAT CUSTOMERS! Thank you for the opportunity to serve you. I am truly grateful.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.