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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645


Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5:30 PM
Sat
closed
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closed
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Reviews from Web
Working with Mrs. Cummings has been one of the most reassuring parts of my home-buying journey. As a first-time homebuyer, I had a lot of anxiety and questions, but she made everything feel manageable and transparent.She walked me through every...
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Reply from Guild Mortgage - Joey Cummings
June 17th, 2025 01:23 AM
Thank you for your heartfelt feedback. It will be a blessing to someone else.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Odessa H
Reply from Owner
June 13th, 2025 02:13 AM
Thank you so much for taking the time to rate me.
Very thorough and good communication.
Reply from Joey Cummings
June 9th, 2025 02:40 PM
I'm glad to hear that you appreciated the thoroughness and communication throughout your loan process. It was a pleasure assisting you with your purchase at Guild Mortgage. Thank you for your positive feedback.
Joey was incredibly thorough and took the time to explain everything clearly. She offered me several options and made sure I understood each one. She was kind, respectful, and went above and beyond to help. Truly a great experience.
Reply from Guild Mortgage - Joey Cummings
May 23rd, 2025 02:26 AM
Ohhhhhhh, thank you so very much. You were truly a joy to serve. Thank you for being such a great customer. I know you will enjoy your home, and I am so grateful that you allowed me to be a part of your journey.
Working with Joey Cummings at Guild Mortgage was truly a joy from start to finish. She was attentive, knowledgeable, and made sure my first-time buyer felt supported and informed every step of the way. Joey stayed on top of everything and communicated...
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Reply from Joey Cummings
May 19th, 2025 01:43 PM
I'm thrilled to hear about your positive experience working with me at Guild Mortgage. It was a pleasure to assist and support your first-time buyer throughout the process. I'm glad that my efforts to communicate clearly and provide a seamless...
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Working with Joey was truly a blessing! From start to finish, she was incredibly patient, thorough, and always made sure I understood every step of the process. She answered every question, kept me updated, and never made me feel like I was...
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Reply from Guild Mortgage - Joey Cummings
May 7th, 2025 02:31 AM
This is gonna make me cry. Thank you so much Sir. It was truly a pleasure to serve you.
We were first time home buyers. Joey was so patient with us and was always available to answer questions. She walked us through everything and was very thorough. She is absolutely amazing and was able to close us in a month. Pricing was fair...
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Reply from Guild Mortgage - Joey Cummings
May 7th, 2025 02:29 AM
Thank you so much. I am soooooooo happy I got to HOME. You both were a blessing and a joy to serve.
Joey was very informative, professional, and made the whole process easy. Thank you so much for all your help.
Reply from Guild Mortgage - Joey Cummings
May 7th, 2025 02:27 AM
You were easy to serve. Thank you for being an outstanding customer. And thank you for allowing me the opportunity to serve you.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Tina S
Reply from Owner
May 6th, 2025 04:01 AM
Thank you, thank you!
We made it to closing without any hiccups!! And earlier than close date on the contract.
Reply from Guild Mortgage - Joey Cummings
May 6th, 2025 04:01 AM
Whoooooo-hooooooooo! Thank you. You were a joy to serve.
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)

- Pfeiffer UniversityMasters

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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.