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Guild Mortgage - Joey Cummings
Originating LOA | NMLS# 1310645
Pfeiffer University
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear com... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5:30 PM
Fri
8:30 AM to 5:30 PM
Sat
closed
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Reviews from Web
Joey Cummings was my daughter’s loan officer, an absolute blessing throughout the mortgage process. She was detailed, thorough, and patient in explaining every step to my daughter while including me in all correspondence at my daughter’s request....
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Reply from Guild Mortgage - Joey Cummings
August 27th, 2025 01:27 PM
Your feedback made my day. Thank you so much for taking the time to share your experience with others. It was truly a pleasure to serve you both. Even after, I am here if you need me.
By far one of the smoothest transaction as a Realtor! Joey was patient and knowledgeable with my 24 year old first time buyer. I will surely be referring more clients to her!
Reply from Guild Mortgage - Joey Cummings
August 27th, 2025 01:56 AM
Aweeee, thank you so much for your feedback. I appreciate you taking the time to share your positive experience with others. Thank you so much.
Joey was very patient, thorough and compassionate. She walked me through the process step by step and we were able to close rather quickly. She even drove 2.5 hours to be at my closing. I have referred her out to several of my friends to receive...
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Reply from Guild Mortgage - Joey Cummings
August 25th, 2025 01:25 PM
Aweeee, thank you so much for your feedback. I appreciate you taking the time to share with others.
We did not have alot of communication with Joey since we were on the seller side. However, I had a lot of confidence that the transaction would make it to the closing table since the buyer was using Guild .
Reply from Guild Mortgage - Joey Cummings
August 18th, 2025 08:58 PM
Thank you for your feedback. I am so happy that I was able to close this loan not just on time but early. I was so happy that I got to serve you. Thanks for being a great partner in this transaction.
This was my first home buying experience and Joey was excellent! She explained everything to me she got me in touch with all the connections I needed. We ran into a few obstacles but Joey did everything to fix it. We got to even close a few...
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Reply from Guild Mortgage - Joey Cummings
August 18th, 2025 02:16 PM
Aweeee, thank you so very much. I am so happy I was able to get you and your family HOME.
This was my first time home buying experience and Mrs. Joey was absolutely amazing! They made the process so smooth and quick. Yes we ran into a few obstacles but Joey went above and beyond to figure it out! We had a couple problems with the...
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Reply from Guild Mortgage - Joey Cummings
August 16th, 2025 07:35 PM
Oh my goodness, oh my goodness. I am so proud of you and am so happy for you. Keep up the great work. Thank you so much for sharing your experience with others.
Guild Mortgage - Joey Cummings has received a review with 5 star rating from Joey C
Reply from Owner
August 16th, 2025 07:36 PM
Thank you.
It was a pleasure working with Mrs. Cummings as a new homeowner! She came highly recommended, and I'm glad she did. She was professional, thorough, and patient in the process. She worked diligently and stayed on top on things to make sure everything...
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Reply from Owner
August 15th, 2025 01:54 AM
Thank you so very much. It was truly a pleasure serving you. Praying for peace and happiness in your new home.
Mrs. Cummings did an excellent job throughout the process of buying my home! Having Mrs. Cummings in my corner as a new homeowner was reassuring and beneficial. It was truly a pleasure having her on my team!
Reply from Guild Mortgage - Joey Cummings
August 14th, 2025 01:16 PM
Aweee, thank you so much for taking the time to share your feedback. I am so grateful you were able to enjoy the journey. I am so proud of you. Congratulations!
I had the pleasure of working with Joey for my recent home purchase, and the experience was outstanding from start to finish. She was very knowledgeable, responsive, and truly went above and beyond to guide me through every step of the loan...
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Reply from Guild Mortgage - Joey Cummings
August 13th, 2025 01:53 AM
Through teary eyes, I express my gratitude for your feedback. My goal is for my customer to truly enjoy the home buying experience. Thank you for your transparency, you were a joy to serve. Thank you for allowing me to get you home. Thank you...
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About
Your visit to my page, made my day! And I am looking forward to serve you or your loved one. As a dedicated loan originator, I pride myself on making the home buying journey as stress-free as possible. With a strong committment to clear communication, transparency, and personalized service, I strive to understand each client's unique needs and goals. Whether you're a 1st time
homebuyer, an investor looking for investment opportunities, or need down payment assistance to give you a boost, I'm here to help every step of the way. My background in psychology and
customer service ensures that you feel heard, valued, and supported throughouth the process. Let's make your dream home a reality together!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Home Buyers
FHA
Conventional Products Traditional and Non Traditional
VA
Down Payment Assistance City of Augusta basic at $10k, Employees at $15k, and Revitalization $25k
USDA
Bride Loans
Heloans
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Education
- Pfeiffer UniversityBusiness AdministrationMaster of Business Administration (MBA)
- Pfeiffer UniversityMasters
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Memberships
- Member of Delta Sigma Theta Sorority Incorporated
- SMC member of The Builders Association of the Greater Augusta & Aiken Area
- Home Builders Greater Aiken-Augusta Region
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Awards
Disclaimer
I am authorized to do business in the states of Georgia and South Carolina.; NMLS ID: 1310645; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.