Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
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5 star customer review
Reply from Joel Ridings
September 4th, 2024 12:17 PM
Thank you so much for the great 5 star review :)
5 star customer review
Reply from Joel Ridings
September 4th, 2024 12:17 PM
Thank you for the 5 star review! We really appreciate it.
5 star customer review
Reply from Joel Ridings
September 4th, 2024 12:18 PM
I'm delighted to know that you had a 5-star experience with us at Atlantic Bay Mortgage Group, Hilda. Your feedback is very valuable. It's our goal to provide excellent service for each and every loan. Looking forward to assisting you again...
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Very pleased with the experience. professional and kindly done.
Joel and his team went over and above our expectations. The process with easy and surprisingly super quick. I will recommend him to anyone I know looking to refinance.
Regular updates. Quick to answer questions. Smooth process.
Exceptional service! This would have not been possible without Joel & Katherine Ridings. We are so thankful for them and all they have done for us. Atlantic Bay is lucky to have them!
Joel and his team made my home buying experience awesome! They were very organized, and the process was very smooth.
Atlantic Bay Mortgage Group did an amazing job. They were very helpful through the whole process. They keep you up to date on what was needed to maintain the timeline. They are very knowledgeable and easy to work with.
Reply from Joel Ridings
September 4th, 2024 12:18 PM
I'm thrilled to hear that you had such a positive experience with us at Atlantic Bay Mortgage Group, Clarence. It was a pleasure helping you throughout the process and ensuring you were kept well-informed at all times. Your feedback means a...
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The best mortgage company I’ve ever worked with. This by far was the smoothest transaction we have done. Kudos to Joel and his team ????
Reply from Joel Ridings
September 4th, 2024 12:19 PM
I'm thrilled to hear that you found our mortgage process smooth and efficient, Lavoda! Your kind words speak volumes about what we strive for here at Atlantic Bay Mortgage Group. Ensuring a seamless transaction is our top priority and I'm glad...
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About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
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Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.