Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
5 star customer review
Reply from Joel Ridings
September 4th, 2024 12:20 PM
Thank you for the great 5 star review Michael!
Joel, Laura and everyone I spoke to with Atlantic Bay were very patient, knowledgeable and willing to answer all questions I had. They made this process less intimidating and that was very much appreciated!
Reply from Joel Ridings
September 4th, 2024 12:20 PM
I'm thrilled to hear about your positive experience, Roderick. We at Atlantic Bay Mortgage Group always strive to make our customers feel comfortable and well-informed throughout the loan process. It's great to know that our team, including...
read more
5 star customer review
Reply from Joel Ridings
September 4th, 2024 12:22 PM
I'm really grateful for your kind words and the 5-star review, Patsy. It was my pleasure to assist you with your loan. Here at Atlantic Bay Mortgage Group, we always strive to provide the best possible service, and it's great to hear we hit...
read more
Joel and his group of dedicated staff were always just a call or text away; it was very comforting! Even his underwriter Laura was most helpful and pleasant to deal with! A great big THANK YOU to everyone!!
Reply from Joel Ridings
September 4th, 2024 12:21 PM
I'm so glad to hear that you had a positive experience with us, Lynda! Ensuring that you are always kept in the loop and feel supported is our priority at Atlantic Bay Mortgage Group. It was a pleasure working with you on your loan and I'm...
read more
Joel and his team here in Greenwood were so unbelievably easy to work with. 10 out of 10 will recommend them to anyone needing a mortgage loan in the Greenwood area and surrounding areas. Such a pleasure!
Reply from Joel Ridings
September 4th, 2024 12:22 PM
I'm sincerely thrilled to hear about your positive experience, Wade! It was truly a pleasure to assist you throughout your loan process. My team and I at Atlantic Bay Mortgage Group are dedicated to making the mortgage loan process as straightforward...
read more
Great communication and response time!
Everybody was very professional and showed a lot of concern for my well being they kept me informed on all the process that was taken place. Joel was exceptional nice and I do appreciate the way he handle everything from beginning to the end....
read more
I was extremely impressed with every step of our mortgage process. Every person I was in contact with was extremely helpful & quick to respond to all my questions. Even though we live out of state this process could have been much more complicated....
read more
Joel and his team helped make buying my first home so easy and quick! I've already recommended them to another friend who is looking to buy her first home!
I didn’t know Joel until this transaction. Joel and his team went above and beyond for over a year. They endured every bump in the road as the houses fell through and up until the very one! Joel took care of all business, kept me in the loop...
read more
Reply from Joel Ridings
March 5th, 2024 08:37 AM
Thank you so much Diane! You were a pleasure to work with and I appreciate you more than you will ever know.
251–260 of 417
About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
View All
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.