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Joel Ridings - Area Manager in Greenwood, SC

Joel Ridings

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I understand that no two homebuyers are alike. That's why I find the best financing situations to fit your unique needs.
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Overall Ratings
4.95
(401)
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Reviews from Web
  • 5.0
    SFTP
    J
    James P
    San Antonio, TX
    Posted on June 8th, 2026 12:29 PM
    "I had a great experience working with Joel. He was absolutely excellent, highly professional, and dedicated throughout the mortgage process. Joel's personal service was top-notch and I truly appreciate his hard work."
  • 3.5
    SFTP
    Z
    Zachary W
    Laurens, SC
    Posted on June 6th, 2026 06:17 PM
    He was helpful in explaining the PHP program and the ins and outs of the loan process
  • 5.0
    google
    K
    Kenneth C
    Posted on June 1st, 2026 11:45 AM
    Joel Ridings has received a review with 5 star rating from Kenneth C
  • 4.5
    SFTP
    K
    Kenneth C
    Greenwood, SC
    Posted on June 1st, 2026 11:45 AM
    Joel was honest the whole process and walked me through everything me and my wife needed to do.
    Reply from Joel Ridings
    June 1st, 2026 01:31 PM
    I'm so glad to hear that you felt supported throughout the process, Kenneth. It's great to know that my guidance was helpful to you and your wife. Thank you for your kind words.
  • 5.0
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    K
    Kady K
    Posted on May 28th, 2026 04:26 AM
    I cannot thank joel and his team enough! They went above and beyond to get me to the closing table. Joel was friendly, helpful, and very communicative throughout the entire process. This is the team you want if you are in the market for a mortgage!...
    read more
    Reply from Owner
    June 1st, 2026 01:32 PM
    You are so welcome Kady! And thank you so much for the kind words :)
  • 5.0
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    K
    Kate B
    Posted on May 6th, 2026 10:29 PM
    Joel Ridings has received a review with 5 star rating from Kate B
    Reply from Owner
    May 7th, 2026 12:57 PM
    Thank you so much Kate!
  • 5.0
    SFTP
    M
    McKenzie C
    Spartanburg, SC
    Posted on May 6th, 2026 10:29 PM
    The whole process was pretty difficult and we had a lot of bumps along the way, but you guys were really great the entire time and I really appreciate that
    Reply from Joel Ridings
    May 7th, 2026 12:57 PM
    I really appreciate you sharing this, thank you! Every transaction has its challenges, but what matters most is how you navigate them, and I’m glad our team could be there for you every step of the way! Congratulations again, and don’t hesitate...
    read more
  • 5.0
    SFTP
    C
    Carl D
    Anderson, SC
    Posted on April 27th, 2026 09:44 AM
    Through the long and ardous journey of finding a house after moving from Florida, Joel and the team were patient and willing to answwer any questions as we considered several properties. They presented the best options for my needs and helped...
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    Reply from Joel Ridings
    April 27th, 2026 04:20 PM
    Thank you so much for the kind words! It truly means a lot that you trusted us during such a big transition moving from Florida. I know that journey had its ups and downs, but I’m glad we were able to help you navigate your options and find...
    read more
  • 5.0
    SFTP
    T
    Thomas N
    Waterloo, SC
    Posted on April 8th, 2026 11:58 AM
    Joel was very responsive and accommodating. Great experience.
    Reply from Joel Ridings
    April 8th, 2026 12:55 PM
    It was great working with you! I really appreciate the kind words, and I am so happy we were able to help you with your new home.
  • 5.0
    google
    V
    Vametria T
    Posted on March 2nd, 2026 06:36 AM
    Joel Ridings has received a review with 5 star rating from Vametria T
    Reply from Owner
    April 8th, 2026 12:56 PM
    Thank you so much for the great review!
  • 10 of 401
    About
    I understand that no two homebuyers are alike. That's why I find the best financing situations to fit your unique needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    Conventional Mortgage
    FHA Mortgage
    USDA Mortgage
    VA Mortgage
    Conventional, FHA, USDA, and VA Construction Loans
    Down Payment Assistance Programs
    Conventional, FHA, and VA Renovation Loans
    Cash Out Refinance
    View All
    499
    /850
    Search Rank Score
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    Memberships
    • Greenwood, SC Chamber of Commerce
    • Lakelands Homebuilders Association
    • Greenwood Association of Realtors
    • View All
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1476316
    • Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
    Gallery
    Joel Ridings - Gallery Photo
    Joel Ridings - Gallery Photo
    Achievements
    • Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
    Hobbies
    • Gardening
    • Home remodeling and renovation
    • Boating
    • View All
    Disclaimer
    © 2024 Atlantic Bay Mortgage Group Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.