Joel Ridings
Area Manager
I understand that no two homebuyers are alike. That's why I find the best financing situations to fit your unique needs.
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Reviews from Web
"I had a great experience working with Joel. He was absolutely excellent, highly professional, and dedicated throughout the mortgage process. Joel's personal service was top-notch and I truly appreciate his hard work."
He was helpful in explaining the PHP program and the ins and outs of the loan process
Joel Ridings has received a review with 5 star rating from Kenneth C
Joel was honest the whole process and walked me through everything me and my wife needed to do.
Reply from Joel Ridings
June 1st, 2026 01:31 PM
I'm so glad to hear that you felt supported throughout the process, Kenneth. It's great to know that my guidance was helpful to you and your wife. Thank you for your kind words.
I cannot thank joel and his team enough! They went above and beyond to get me to the closing table. Joel was friendly, helpful, and very communicative throughout the entire process. This is the team you want if you are in the market for a mortgage!...
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Reply from Owner
June 1st, 2026 01:32 PM
You are so welcome Kady! And thank you so much for the kind words :)
Joel Ridings has received a review with 5 star rating from Kate B
Reply from Owner
May 7th, 2026 12:57 PM
Thank you so much Kate!
The whole process was pretty difficult and we had a lot of bumps along the way, but you guys were really great the entire time and I really appreciate that
Reply from Joel Ridings
May 7th, 2026 12:57 PM
I really appreciate you sharing this, thank you! Every transaction has its challenges, but what matters most is how you navigate them, and I’m glad our team could be there for you every step of the way! Congratulations again, and don’t hesitate...
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Through the long and ardous journey of finding a house after moving from Florida, Joel and the team were patient and willing to answwer any questions as we considered several properties. They presented the best options for my needs and helped...
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Reply from Joel Ridings
April 27th, 2026 04:20 PM
Thank you so much for the kind words! It truly means a lot that you trusted us during such a big transition moving from Florida. I know that journey had its ups and downs, but I’m glad we were able to help you navigate your options and find...
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Joel was very responsive and accommodating. Great experience.
Reply from Joel Ridings
April 8th, 2026 12:55 PM
It was great working with you! I really appreciate the kind words, and I am so happy we were able to help you with your new home.
Joel Ridings has received a review with 5 star rating from Vametria T
Reply from Owner
April 8th, 2026 12:56 PM
Thank you so much for the great review!
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About
I understand that no two homebuyers are alike. That's why I find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
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Search Rank ScoreLearn More →
499
/850
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Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
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Addresses and Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.