Atlantic Bay Mortgage Group - Greenwood, Greenwood, SC
Greenwood, SC
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
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2nd home purchase with Joel and team. Great experience both times. Will not hesitate to reach out for the next purchase. Thanks
Reply from Joel Ridings
June 23rd, 2026 01:09 AM
Thank you so much for the kind words. It is always great working with you and Morgan.
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My loan file remained open for over 50 days, and after I requested clarification regarding an underwriting calculation, the application was reassigned. The experience was frustrating and did not meet my expectations.
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Joel, I asked for a phone call to correct an error, but you nuked the deal. Your team had the file for over 50 days, only to wait until now to look at the tax documents, misread them, and ignore my wife’s income entirely. When I asked for a...
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I submitted my loan application and supporting documents more than 50 days before receiving a response. During the process, I raised concerns about how my income information was being evaluated and requested a phone call to discuss the underwriting...
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Crystal Ridgell has received a review with 5 star rating from Marc N
Reply from Owner
June 18th, 2026 08:20 PM
Thank you, Marc, for the perfect rating! I'm grateful for your support and pleased to have been part of your experience.
Crystal was absolutely amazing. She went above and beyond to assist me and my wife with all our questions.
Reply from Crystal Ridgell
June 18th, 2026 08:20 PM
I'm grateful for your kind words, Marc. It's wonderful to hear that I could assist you and your wife effectively by addressing all your questions. Thank you for trusting me with your mortgage process.
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Always answered questions in a timely manner
Reply from Joel Ridings
June 12th, 2026 11:52 AM
Thanks so much for the 5 start review Randall! It was great working with you
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"I had a great experience working with Joel. He was absolutely excellent, highly professional, and dedicated throughout the mortgage process. Joel's personal service was top-notch and I truly appreciate his hard work."
Reply from Joel Ridings
June 9th, 2026 08:27 AM
Thank you so much for the amazing review James. It was great working with you and I hope you enjoy your new home!
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He was helpful in explaining the PHP program and the ins and outs of the loan process
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Joel Ridings has received a review with 5 star rating from Kenneth C
Reply from Owner
June 9th, 2026 08:27 AM
Thank you so much Kenneth! I hope you enjoy your new home
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About
We understand that no two homebuyers are alike. That's why we find the best financing situations to fit your unique needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 44111
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
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