Joel C. Ridings
Area Manager
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. ... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
The service was fantastic!!!
Easy to work with. Made sure the loan closed on time.
Joel and his team are excellent! Communication awesome!
Reply from Joel Ridings
September 4th, 2024 12:14 PM
I'm thrilled to hear that you had an excellent experience with our team at Atlantic Bay Mortgage Group, Judy. Your 5-star rating is greatly appreciated! Our aim is to always provide top-notch communication and service throughout the loan process....
read more
Joel Ridings with Atlantic Bay was exactly what you want in a mortgage lender. He worked the numbers of various different loan programs before finding us an excellent loan where not onlydid we not have to bring any money to closing, but walked...
read more
Reply from Joel Ridings
September 4th, 2024 12:14 PM
Hey Christopher, it's Joel Ridings here. I just read your review and I'm truly glad to know that you're satisfied with the loan program we found for you. It was a pleasure to work with you, especially in achieving your goal of not only not...
read more
O my goodness! Joel and the staff at Atlantic Bay were great from beginning to end. Everyone was helpful and any question I had they answered. Thank you all so much for everything and making my home buying experience so easy. You guys ROCK!!...
read more
Reply from Joel Ridings
September 4th, 2024 12:15 PM
Hi Crystal, Thank you so much for your glowing review! It's fantastic to hear that you had such a positive home buying experience with us at Atlantic Bay Mortgage Group. We strive to provide top-notch service and assistance to every client,...
read more
Overall good experience. Employees are very personable and seem to be very dedicated to providing a good customer experience.
Reply from Joel Ridings
September 4th, 2024 12:15 PM
I'm really pleased to hear that you had a good experience with us at Atlantic Bay Mortgage Group, John. We strive to provide personable, dedicated service, and I'm glad to see that reflected in your interactions with our team. Your feedback...
read more
It was a pleasure working with them. They were very friendly and responsive. As well as knowledgeable and helping us to devise the details for our loan. I would highly recommend.
Reply from Joel Ridings
September 4th, 2024 12:16 PM
Thank you so much Jennifer! Always great working with you.
It would be very helpful to tab the lines needing signature, initials, and notary, particularly for remote closings. We had to resubmit one page because notarization was missed.
Reply from Joel Ridings
September 4th, 2024 12:16 PM
I'm truly glad to hear that you had a positive experience overall, Warren, and your feedback is highly appreciated. Your suggestion to tab the lines requiring signatures, initials, and notaries, particularly for remote closings, is definitely...
read more
5 star customer review
Reply from Joel Ridings
September 4th, 2024 12:17 PM
I'm thrilled to hear that you had a 5-star experience with Atlantic Bay Mortgage Group, Rebecca! It was a pleasure to assist you with your loan and I'm glad that we were able to meet your expectations. If you have any further questions or needs,...
read more
5 star customer review
Reply from Joel Ridings
September 4th, 2024 12:17 PM
Thank you so much for the great 5 star review :)
231–240 of 417
About
Helping You Finance Homeownership with Confidence | Local Trusted Mortgage Banker As a dedicated and experienced mortgage banker, I help homebuyers and homeowners across the Southeast secure the right loan for their unique financial goals. Whether you’re buying your first home, upgrading, refinancing, or investing, I provide clear guidance, fast approvals, and personalized service every step of the way. ✅ Conventional, FHA, VA, USDA, and Jumbo Loans ✅ First-Time Buyer Programs ✅ Credit & Income Strategy Guidance ✅ Local Expertise + Seamless Communication ✅ Fast, Reliable Pre-Approvals Let’s turn your homeownership goals into reality. Call or message today for a free consultation!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Bank Statement Loans
Specialities
Conventional Mortgage
FHA Mortgage
USDA Mortgage
VA Mortgage
Conventional, FHA, USDA, and VA Construction Loans
Down Payment Assistance Programs
Conventional, FHA, and VA Renovation Loans
Cash Out Refinance
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Greenwood, SC Chamber of Commerce
- Lakelands Homebuilders Association
- Greenwood Association of Realtors
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1476316
- Licensed in FL, GA#1476316, NC, SC, TX, VA, & PA
Gallery
Awards
Achievements
- Richie May - Top Purchase Lender in Greenwood, SC 2020, 2021, 2022, 2023
Hobbies
- Gardening
- Home remodeling and renovation
- Boating
View All
Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.