Joel Koziol, Ruoff Mortgage
Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joel was very friendly and knowledgeable. He was very easy to talk to about the home buying process especially since I am a first time home buyer. Joel fought for the best rates possible which helped ease my nerves. He was very diligent about...
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Joel and his team were very informative. They kept me updated on the progress and what to expect. Very happy with how I was treated and their attention details. They treat you like you are their only client. Great job... Great experience...
Everything was explained well and there was constant communication throughout the process with timely responses.
Joel was extremely helpful in the last transaction we did together. He assisted my buyer every step of the way, was there when I needed info even at night or on the weekends and got us to the closing table without complications and earlier...
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Joel is so patient and quick to respond to any questions! We learned a lot through this process and were able to close right on time, which is always a plus!
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The professionalism and outstanding help and willingness to do what it took to get things done in a fast and timely manner. The overall communication was amazing being that I am overseas at the time and really appreciated it to the fullest!....
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Joel is fantastic and will walk you through everything you need to know to purchase that home, even help you with credit recovery. And ask for the program available to veterans!
Joel is fantastic and will walk you through everything you need to know to purchase that home, even help you with credit recovery. And ask for the program available to veterans!
Questions were answered quickly, and easy to get a hold of.
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
MSHDA
Conventional Mortgages
Bank Statement Mortgage Options
Mortgage Advice
Credit Repair plans
Refinance
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Memberships
- Homeless Prevention Partners - Golf Chair
- The Chamber - Grand Haven, Spring Lake
- The Chamber - Ambassador
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1539247
Awards
Achievements
- Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
Hobbies
- Reading
- Golfing
- Boating
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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