Joel Koziol, Ruoff Mortgage
Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
As a first time home buyer, I had no idea the process of buying a home was so stressful. Joel Koziol helped make this opportunity possible for my family and for this we are truly grateful to him. Thanks for everything Joel.
My first home-buying experience was a long road to finding the perfect house, but Joel was patient and always there to answer my questions along the way. Selecting a lender is primarily about getting the best rate, but there is also a service...
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He was extremely helpful, easy to reach, and knowledgeable. Highly recommend him!
Good communication throughout the process. You guys were easy to work with. Thanks for everything!
Throughout the entire process Joel was near perfect! Always accessible. Prompt to respond. Always accurate. Always friendly. Stepped in when a previous lender failed to produce.
Joel was easy to talk to and available when we needed to talk. He promptly answered our questions and gave us advice when we needed it. I’m very happy that we had Joel as our loan originator.
Joel was very easy to work with and kept me up to date on everything that was happening and what he needed from me. I have a very hectic schedule and Joel made this process stress free.
Joel was very attentive and provided direction and prompts all along the way.
Joel was very responsive and worked quickly to push my loan through every step of the process. Everything went smoothly, there were no surprises and we closed ahead of schedule. Thank you Joel for a very positive loan experience. I would not...
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
MSHDA
Conventional Mortgages
Bank Statement Mortgage Options
Mortgage Advice
Credit Repair plans
Refinance
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Memberships
- Homeless Prevention Partners - Golf Chair
- The Chamber - Grand Haven, Spring Lake
- The Chamber - Ambassador
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1539247
Awards
Achievements
- Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
Hobbies
- Reading
- Golfing
- Boating
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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