Joel Koziol, Ruoff Mortgage
Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
He answered all my questions so I could understand. He kept me informed on the progress of the loan. He was very pleasant to work with and has a fantastic smile. The whole process went very smooth. Enjoyed working with him. Would recommend...
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Joel was always available for our questions and communicated with us very well and often. He made the whole process fun and easy. We loved working with him and will be referring all of our friends to him from now on.
Joel always informed us of what was going on. We could get a hold of him any time. And he always told us what could go wrong or what could go well. We bought our first home through him so we had many questions. He answered them all. I would...
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Joel was great to work with on our mortgage
Joel, made it easy.
Joel is amazing, he takes the time regardless of what time of day it is or how many times before he has answered a question to make sure you are comfortable with everything you are doing. He is very professional and easy to work with. He kept...
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Joel was great to work with! The communication through the whole process was outstanding, and the turn time on closing the transaction was excellent. I would highly recommend Joel to anyone looking for a first mortgage or to refinance their...
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We worked with him the whole way. Great communication.
Joel worked with us every step of the way through our refinance. He was open and honest about our options. We knew what to expect and what action we needed to take. We appreciated his knowledge of the mortgage process and the industry. We would...
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Joel is the best!He was so informative with evety step of the home buying process.He was very patient with my crazy work schedule & I'm Thankful for that.I would highly recommend him & the team at Envoy Mortgage.
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
MSHDA
Conventional Mortgages
Bank Statement Mortgage Options
Mortgage Advice
Credit Repair plans
Refinance
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Memberships
- Homeless Prevention Partners - Golf Chair
- The Chamber - Grand Haven, Spring Lake
- The Chamber - Ambassador
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1539247
Awards
Achievements
- Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
Hobbies
- Reading
- Golfing
- Boating
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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