Joel Koziol, Ruoff Mortgage
Senior Loan Officer | NMLS# 1539247 | Ruoff Mortga...
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joel was excellent! We were first time homebuyers and had no idea where to even begin in the process. Joel gave us a step by step plan and we were able to purchase our home a lot quicker then we expected, thanks to Joel. He was always readily...
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We felt that Joel Koziol became personally involved in our purchase. We did NOT feel like a "number" to him.
Joel is very easy to work with and is very helpful with communicating every step of the process. Joel works with the best interest of his client in mind and is highly accessible and responsive to any questions during the process.
Joel's attention to detail, swift action and updates were the best we have ever had. He truly is good at what he does and was very good at expediting and communication. In my industry (engineering) communication is key, i would love to have...
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Joel worked fast and was very professional. I was very comfortable with him. I have recommended him to others already!!
Just wish I knew about the tax transcripts when I first went into the Envoy office and asked what exactly do we need to make it as smooth as possible. That was the same day I got accepted the loan as well. Other than that it was a great learning...
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Thanks Joel for the smooth Re finance on our home! It was a pleasure working with you and your team! Cheers!
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What a great experience I had working with Joel! He is so knowledgeable, kind and patient. I really appreciated the fact that I could ask him pretty much anything about the process and he was so quick to respond and helped it 'make sense'!...
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About
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
MSHDA
Conventional Mortgages
Bank Statement Mortgage Options
Mortgage Advice
Credit Repair plans
Refinance
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Memberships
- Homeless Prevention Partners - Golf Chair
- The Chamber - Grand Haven, Spring Lake
- The Chamber - Ambassador
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1539247
Awards
Achievements
- Strategic Partner of the Year - Women's Council of Realtors - Lakeshore
Hobbies
- Reading
- Golfing
- Boating
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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