Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Joe and his team are professional, thorough, patient and supportive throughout the entire process. Boris and Jackie Greenberg
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you for posting your positive review. Our team here at PRMG is committed to providing high-quality customer service, and we’re thrilled to hear that we made a good impression on you. We hope you will visit us again soon.
Joe was knowledgeable, attentive and his entire team was great to work with. Joe and his team make the process easy and kept me abreast throughout the entire time from start to finish. I would highly recommend him.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thanks for reviewing us! We're happy to know that you've had a great experience and look forward to seeing you again soon!
Joe was always clear with us and kept expectations realistic. He worked hard for an year with us, updating when the market rates changed and the effect that had on affordability. Joe is a wealth of knowledge and made sure that we could get...
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
It's been a pleasure to take care of you and your brother. Enjoy your lovely new home!
Joe and his team communicated regularly and clearly. They helped me with the organization of the documents I needed to provided and kept track of all of them. From start to finish was a very short time without any stress.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Your positive review of PRMG brought a smile to our faces! We're thrilled that you enjoyed your time with us. Our team works hard to create memorable experiences, and it's incredibly rewarding to receive your kind feedback. Thank you for choosing...
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Joe was amazing, he took the time to walk through every little detail of our loan and guided us on what we should know. He answered every question using his vast knowledge from the many years he has been doing this job and never once made us...
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Your positive review of PRMG brought a smile to our faces! We're thrilled that you enjoyed your time with us. Our team works hard to create memorable experiences, and it's incredibly rewarding to receive your kind feedback. Thank you for choosing...
read more
Clear communication. Available for questions. We were first time home buyers and Joe put us at ease, answered all our questions and made the process as smooth as possible. His knowledge and experience put has at ease.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you, Cyndee!
Joe & Anita were amazing! They were always there to help me understand each step of the process. They were so patient, prompt & professional in every interaction. Highly recommend working with them to buy your dream house!
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you, April! You were an absolute pleasure to help finance your first home.
walked us through everything
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you, Patty!
Joe was everything you could want in a professional lender. He offered my client better terms on her loan and made the process super easy and efficient. But the best part about working with Joe was his communication! I can verify that when...
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Reply from Owner
August 8th, 2023 09:23 PM
Thank you, Cade. Pleasure to work with you as well!
Joe went above and beyond to help me buy my 1st house as a single female. He saved my thousands of dollars and made the entire process easy. Thank you!!!
Reply from Owner
August 1st, 2023 02:39 AM
It was such a pleasure to be able to assist you. Enjoy your lovely new 1st home!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.