Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Very professional and thorough. Made the entire process seem so smooth. And in the end you had new friends.
Reply from Owner
August 7th, 2024 09:16 PM
Hi Todd. Hope you're enjoying your new home and so happy to have assisted you in this wonderful purchase. As rates dip, I'll be in touch if there's a opportunity for you shortly!
Fantastic communication and support
This was my first brand-new home on leased land. There were lots of moving parts to this process. Joe and the team held my hand the entire way. There is always a lot of uncertainty, but I knew Joe would get it done. You always feel like Joe...
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Joe goes above and beyond for every client, every time!
Reply from Owner
August 7th, 2024 09:24 PM
Thank you, Ricky! You and Jenna have been such valuable past clients and wonderful friends. I appreciate your feedback and going over and above is the motto I live by!
I felt cared about. Communication was stellar. Joe was friendly, kind and knowledgeable.
Easy to do business with. Thorough, friendly & informative.
Joe communicated with us regularly which is key in this business. Everything happened in a timely fashion, and both we and our buyer were very pleased with the service. We would definitely recommend Joe in the future.
Thank you, Joe!! You and Michelle have been wonderful and so knowledgeable. I appreciate all the advice - and working with me even over New Years. And especially explaining the Quit Claim process and insurance stuff as well as going over all...
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In all of the years I have been a residential real estate advisor I have never worked with someone who goes to the lengths that Joe does for his clients. He works through Holidays and very late hours. He is a master at his craft helping both...
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Above and beyond. Thanks for everything
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.