Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM(Open now)
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Reviews from Web
Joe is extremely versed in his business. Anita has fantastic follow through. They did what they said they would do...
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you for your kind words. That means so much to me and I will let my wonderful associate Anita know your sentiments as well.
Joe was very hands on, he worked very quickly to ensure we closed on time and he was very knowledgeable about the many loan options and explained the pros and cons of each.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you so much for your review and kind words. So glad everything worked out beautifully!
I can't say enough good things about Joe Tishkoff! As out of town buyers shopping in a new market, Joe put my wife and I at ease with his reassuring confidence and knowledge. The pre-approval, documentation, and closing process was a breeze...
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Reply from Owner
April 26th, 2024 03:29 PM
Thank you for such a positive review. I'm glad everything went so smoothly and congratulations on your lovely new home.
I can't say enough good things about Joe Tishkoff! As out of town buyers shopping in a new market, Joe put my wife and I at ease with his reassuring confidence and knowledge. The pre-approval, documentation, and closing process was a breeze...
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Reply from Owner
June 18th, 2024 12:00 AM
Thank you for such a rave review. You worked really HARD to get position yourself and to become fully pre-approved to purchase. Kudos to you and Emily for being so proactive. Congratulations on your lovely new home!
Great lender! Helped our mutual clients keys in less than 20 days. Thanks Joe
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you for partnering with me to help our mutual client close so quickly. Looking forward to working with you again!
Joe is in a league of his own when it comes to lending. I have used him for my homes and have recommended Joe to many a happy clients. Joe T is my go to guy! If he says he cant do the loan than the loan cannot be done!!
Reply from Owner
August 7th, 2024 09:11 PM
Thank you, Blayne for your thoughtful review. Glad you love your new home and thank you for your many client referrals!
Joe was professional and really knows his stuff. He made me feel comfortable from soup to nuts! We closed on time, I would highly recommend Joe!
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Your positive review of PRMG brought a smile to our faces! We're thrilled that you enjoyed your time with us. Our team works hard to create memorable experiences, and it's incredibly rewarding to receive your kind feedback. Thank you for choosing...
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Joe is the consummate professional. He knows his stuff, explains things in a very clear concise way, has the patience of a saint, and loves to truly help people. I refer him whenever possible.
Reply from Owner
January 11th, 2024 10:43 PM
Thank you for your kind words. I truly value our relationship and appreciate what you've stated.
Joe has always been extremely helpful, knowledgeable, and a pleasure to work with. I am very glad that we were reminded to reach out to him when we did and we couldn't be more pleased with the experience.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you so much Daniella for the kind words! I truly appreciate that and working with you and Matt was a pleasure for me too!
In the last few years as an active residential realtor with challenges around every corner working with Joe has empowered me and led to major wins for our clients. He is a master at all of his lending products and how to utilize them. Working...
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
David, I'm sincerely humbled by your words and star rating. It's a pleasure working with you and it's always rewarding to see our cooperation lead to such successful outcomes for our clients. I appreciate your trust in me and my abilities,...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.