Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Joe and his team went above and beyond to help us get our new home purchased. I wouldn't hesitate to recommend him to friends for the mortgage requirements.
Reply from Joe Tishkoff
August 18th, 2026 03:49 AM
Andrew, I appreciate your kind words and recommendation. It's great to know that my team and I could assist you in purchasing your new home. If you ever need further assistance, feel free to reach out.
Great support.
Reply from Joe Tishkoff
August 17th, 2026 01:12 AM
Thank you, Pejman, for your kind words. I'm pleased to know you felt supported.
Thank you for helping us get the house and get it closed on time!
Reply from Joe Tishkoff
August 14th, 2026 04:25 PM
I'm happy to hear that everything went smoothly, Kelly. I appreciate your kind words and am pleased that I could assist in getting your house closed on time.
Joe Tishkoff has received a review with 5 star rating from Robert A
Reply from Owner
July 14th, 2026 07:28 AM
Thank you, Robert, for the 5-star rating. I appreciate your support and look forward to assisting you again in the future.
Joe was extremely patient and diligent in preparing our application. It was a complicated application and Joe's communication through the process was top notch.
Reply from Joe Tishkoff
July 14th, 2026 07:29 AM
Robert, I'm grateful for your kind words about my patience and diligence. I'm pleased to hear that my communication met your expectations, especially with such a complicated application. Thank you for sharing your experience and for the positive...
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Joe Tishkoff was outstanding throughout my home purchase. He stepped into the transaction in the middle of the deal and was able to get everything back on track and successfully to the finish line. He was knowledgeable, responsive, and always...
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Reply from Joe Tishkoff
June 23rd, 2026 11:05 PM
Kristina, I'm grateful for your kind words and for sharing your experience. It was my pleasure to step in and assist with your home purchase, ensuring everything went smoothly. I'm pleased to hear that my responsiveness and professionalism...
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Joe kept us informed every single step of the way. He handled every bump in the road confidently and competently. His deep knowledge of the industry made this as smooth a transaction as I've ever been a part of. I can't recommend him highly...
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Reply from Joe Tishkoff
June 21st, 2026 08:21 PM
I'm grateful for your kind words, Mario. It's great to know that you felt well-informed and supported throughout the process. Your recommendation is truly appreciated, and I'm pleased that my industry knowledge contributed to a smooth transaction....
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Joe Tishkoff has received a review with 5 star rating from Gabi D C
Reply from Owner
June 21st, 2026 08:22 PM
Thank you, Gabi, for the perfect rating. I'm grateful for your support and pleased to have met your expectations.
We had an incredibly seamless and enjoyable experience working with Joe. From start to finish, he was efficient, knowledgeable, and always kept us informed throughout the entire process. His communication was excellent, and he was consistently...
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Reply from Joe Tishkoff
June 7th, 2026 03:30 PM
Gabriella, I'm so glad to hear that your home buying journey was smooth and enjoyable. It's great to know that my communication and availability made a positive difference for you. Thank you for your kind words and for recommending my services....
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Ease of communication (phone calls even)! Expertise and efficiency through the entire process. This is the 2nd time we've done mortgage financing with Joe and he navigates the twists and turns calmly.
Reply from Joe Tishkoff
June 5th, 2026 04:07 PM
Bradley, I appreciate your kind words and the high rating. It's wonderful to know that my expertise and communication made the process smooth for you once again. I'm grateful for your continued trust in handling your mortgage financing needs....
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.