Joe Tishkoff
Senior Mortgage Advisor
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
He was very patient answer all my questions any time he is professional and quick 🤩kind and nice felt very comfortable 😊it was a pleasure to have him help me with my home he is the best
Reply from Joe Tishkoff
May 17th, 2026 04:00 PM
Einav, thank you for your kind words. I'm pleased to hear that you felt comfortable and well-supported throughout the process. It was my pleasure to assist you with your home, and I'm grateful for your positive feedback.
Joe was patient and help our home buying process go smooth. Gives great advice and went above and beyond to help our home get FHA approved
Joe went above and beyond to help our home get FHA approve. He took his time whenever we had questions and answered all our questions.
Reply from Joe Tishkoff
May 10th, 2026 04:27 PM
I'm grateful for your kind words, Bryan. It's appreciated to know that I could assist in getting your condo project FHA approved and that I was able to answer all of your questions. If there's anything else you need in the future, feel free...
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Super great to work with. Was able to find the right loan for me very quickly.
Reply from Owner
May 10th, 2026 04:26 PM
I'm happy to hear that you found the right loan quickly, Joey. It was a pleasure working with you, and I'm glad I could assist in meeting your needs efficiently. Thank you for your kind words and the 5-star rating!
Super knowledgeable. found the right lender and closed very quickly 10/10
Reply from Joe Tishkoff
April 27th, 2026 04:38 PM
Thank you, Joey for your kind works. Very much apprecaited!
Being a first Generation home buyer my husband and I had very little knowledge on the process and what it took to apply for a home loan. Joe thoroughly explained every step of the way! Joe was patient, reliable, honest and understanding with...
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Reply from Owner
April 2nd, 2026 03:27 PM
Thank you, Jenn. I'm delighted to be able to help you and Bryan navigate the lending landscape as first time buyers. You are such a pleasure to work with!
Joe was great. He was very communicative throughout the entire process and quickly called me back after I left a message or even after just seeing a missed call. I highly recommend him!
Reply from Owner
April 27th, 2026 04:40 PM
Thank you for sharing your experience, Melba. I'm pleased to hear that my communication met your expectations and that I could assist you promptly. Your recommendation is greatly appreciated!
Joe was available all the time - all. the time. He was quick to return a message or even just a missed call. ALso, the dashboard with the different options was fantastic. I am a visual person, so it was very helpful to see each option with...
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Reply from Joe Tishkoff
March 30th, 2026 10:00 PM
Thank you, Melanie. You were a pleasure to work with and working hand in hand with your wealth planner to meet your retirement goals was very valuable. Thank you for being a valued client!
Joe is truly a professional in his field! My mortgage wasn't straightforward. (as I would assume most mortgages are not). Joe handled the ups–and–downs, the ins-and-outs, while all the time being in communication with me and giving me clear...
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Reply from Owner
March 30th, 2026 02:39 PM
Berley, most loans have a wrinkle or two, some more than others. The key is working with someone who knows how to get client out of a sticky situation and make it to the closing table looking effortlessly. That's where experience counts. I'm...
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He handled all the issues that came up, communicative and friendly.
Reply from Joe Tishkoff
March 30th, 2026 12:24 PM
Thank you. Berley. Happy to be there for you.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.