Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
Mr. Joe Tishkoff was professional, patient, flexible and went the extra mile in helping me secure the best terms for my mortgage loan. Mr. Tishkoff is an expert Senior Mortgage Advisor with excellent interpersonal and listening skills-he answered...
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Reply from Joe Tishkoff
April 27th, 2026 04:38 PM
Hortencia, I appreciate your kind words and am glad to have been part of your journey to homeownership. It's wonderful to know that my expertise and support were helpful throughout the process. Thank you for trusting me with such an important...
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We recently worked with Joe to purchase our first home, and we could not have asked for a better experience! From day one, he was incredibly detailed and responsive, taking the time to walk us through each step and answer all of our questions....
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Reply from Owner
February 14th, 2026 07:12 AM
Hi Lucy! It's been 6 months since you purchased your home and I'm delighted to have helped you with obtaining your home loan and referring you to two of the best real estate agents in LA! I hope everything is great in life. Stay in touch!
We are super happy with Joe and his team throughout our entire loan process. Joe is very knowledgeable, responsive and efficient. He worked so diligently even our loan amount is small.
Reply from Owner
August 7th, 2025 09:09 PM
Thank you, Lisa for your kind words. My team and I wish you and your daughter years of enjoyment and happiness in your new condo!
Joe is very pleasant, efficient and has alot of patience.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
I'm delighted to hear that you had such a positive experience, Kimberly. Your feedback means a lot to me and the entire PRMG team. It was my pleasure to provide you with efficient service and it's great to know you appreciated my patience....
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Working with Joe over the last few years as a real estate professional has taught me invaluable tools that I utilize to help my clients win. His ability to be there for our clients and my real estate team at challenging hours sets him apart...
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
David, thanks for the fantastic rating and your kind words. It's been my pleasure to work with you over the years and provide tools to help you succeed. I'm committed to being there for both you and our clients, regardless of how challenging...
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Timely response and short term solution.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
I appreciate the positive rating and feedback, Brad. I'm glad to know that you found my responses to all inquiries timely and the solution we worked out was fast and effective. I always strive to provide swift solutions to our client's financing...
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The hurdle of changing the source of allowed cash funds for closing was unfortunate. Thankfully the seller agreed to extend closing by 7 days and we were able to move cash from another source. Unexpected stress during a stressful time and transaction....
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Hey Bradley, Appreciate your feedback and understanding throughout the process. It's true, sometimes transactions can present challenges that are out of our control, but I'm glad we were able to find a solution together. My primary goal is...
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Joe and his team were excellent. After a brief conversation, he knew what direction we wanted to take and made the process easy.
Responsiveness was great and patience was great. Joe really understood what I was after after a good but brief conversation. The process was really simple. Great job!!
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Hey Ray, thank you for your glowing review and the perfect rating! I'm thrilled to hear that you found my responsiveness and patience up to the mark. Understanding the needs of my clients is always my top priority, and it's great to know that...
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Joe is an excellent communicator and is able to breakdown the financial part of refinancing with solid clarity. The customer service experience was top notch and on occasion adding a touch of humor. Thanks for taking care of the details with...
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you so much for your kind words, Julie. I'm truly pleased to hear that you had a great experience with the refinancing process and found the communication clear and helpful. Your satisfaction is my top priority and I'm glad I could bring...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.