Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
We had an incredibly seamless and enjoyable experience working with Joe. From start to finish, he was efficient, knowledgeable, and always kept us informed throughout the entire process. His communication was excellent, and he was consistently...
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Reply from Joe Tishkoff
June 7th, 2026 03:30 PM
Gabriella, I'm so glad to hear that your home buying journey was smooth and enjoyable. It's great to know that my communication and availability made a positive difference for you. Thank you for your kind words and for recommending my services....
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Ease of communication (phone calls even)! Expertise and efficiency through the entire process. This is the 2nd time we've done mortgage financing with Joe and he navigates the twists and turns calmly.
Reply from Joe Tishkoff
June 5th, 2026 04:07 PM
Bradley, I appreciate your kind words and the high rating. It's wonderful to know that my expertise and communication made the process smooth for you once again. I'm grateful for your continued trust in handling your mortgage financing needs....
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It has been a pleasure working with Joe. When experience matters it makes everyone’s life easier.
Reply from Owner
June 7th, 2026 03:32 PM
Thank you Zorro. It's been a pleasure helping you and family achieve your goals. Enjoy your new home and I'm happy to have been part of the journey.
Very helpful and Knowledgeable. Joe knows what he's doing.
Reply from Joe Tishkoff
June 1st, 2026 03:55 PM
I'm pleased to know that you found my assistance helpful and knowledgeable, Zohrab. Thank you for your kind words and the great rating. If there's anything more you need, feel free to reach out.
Joe was very communicative and on top of action items for us. I found the entire process very easy and seamless.
Reply from Joe Tishkoff
May 30th, 2026 07:42 PM
Thank you for your kind words, Ashveena. I'm pleased to hear that you found the process easy and seamless. Staying communicative and proactive is something I strive for, and I'm glad it made a positive impact on your experience.
Very knowledgeable
prompt resposes
friendly
Reply from Joe Tishkoff
May 30th, 2026 07:43 PM
Stanley and Steven, I appreciate your kind words. I'm glad to hear you found my knowledge and prompt responses helpful. It's always a pleasure to provide friendly service. Thank you for your positive review!
He was very patient answer all my questions any time he is professional and quick 🤩kind and nice felt very comfortable 😊it was a pleasure to have him help me with my home he is the best
Reply from Joe Tishkoff
May 17th, 2026 04:00 PM
Einav, thank you for your kind words. I'm pleased to hear that you felt comfortable and well-supported throughout the process. It was my pleasure to assist you with your home, and I'm grateful for your positive feedback.
Joe was patient and help our home buying process go smooth. Gives great advice and went above and beyond to help our home get FHA approved
Reply from Owner
May 30th, 2026 07:42 PM
Bryan, I appreciate your kind words about my support during your home buying process. I'm pleased to hear that my advice and efforts contributed to a smooth experience and helped secure FHA approval for your home. If there's anything more you...
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Joe went above and beyond to help our home get FHA approve. He took his time whenever we had questions and answered all our questions.
Reply from Joe Tishkoff
May 10th, 2026 04:27 PM
I'm grateful for your kind words, Bryan. It's appreciated to know that I could assist in getting your condo project FHA approved and that I was able to answer all of your questions. If there's anything else you need in the future, feel free...
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Super great to work with. Was able to find the right loan for me very quickly.
Reply from Owner
May 10th, 2026 04:26 PM
I'm happy to hear that you found the right loan quickly, Joey. It was a pleasure working with you, and I'm glad I could assist in meeting your needs efficiently. Thank you for your kind words and the 5-star rating!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.