

Joe Tishkoff
Senior Mortgage Advisor | NMLS# 240232

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
Joes patience and flexibilty in adapting to changing criteria. His always friendly and understanding attitude that got us across the finish line.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Glad to hear that you had a positive experience, Stephen! I strive to provide the best service to all my clients and your feedback encourages me to continue doing so. Your recognition of my patience and flexibility means a lot. It was a pleasure...
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I recently had the pleasure of working with Joe Tishkoff with PRMG, and I couldn't be more satisfied with the experience. From our first meeting Joe was incredibly knowledgeable and attentive, taking the time to explain every step of the process...
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Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thanks so much for the stellar review, Marta! It was a pleasure guiding you through the loan process and finding the best financial solution for you and Doug. I'm glad that my transparency about fees and rates made you feel confident in your...
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Very good communication from Joe at all times
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
I'm really glad to hear that you appreciated the level of communication, Sharon. It's something I strive for in every interaction. Your feedback means a lot to me and the whole team at PRMG. Thank you for the rating of 4.5 stars. Let me know...
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Clear and up to date communication
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Thank you, Mikhail, for taking the time to leave such a positive review. I'm glad to hear you appreciated the clear and up to date communication. It's crucial to me that our clients at PRMG always feel well-informed. I hope to work with you...
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Joe is there in every step of the way. Thank you Joe and team.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Hi Douglas, I appreciate your kind words and the excellent rating. I'm glad to hear that you felt supported throughout our interactions. It's always my goal to provide the best service possible. Don't hesitate to reach out if you have any further...
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Could not ask for a better loan experience. Joe and his team are top tier and make you feel as though you’re their only client. Supportive. Communicative. Caring.
Thank you Joe!
Reply from Owner
August 27th, 2024 10:49 PM
Kevin, we arm to provide 5-Star service on every transaction and I'm so glad that me team and I exceeded your expectations! I'm thrilled for you and Stacy - enjoy your lovely new home!
Every single person on Joe’s team was amazing. Prompt, professional, and (most importantly) make you feel as if you’re their only client. Joe goes beyond customer service and creates a wonder customer experience.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Kevin, it's fantastic to hear such high praises about my team and the five-star service we strive to provide here at PRMG. We believe every client deserves our full attention and dedication and it's incredibly rewarding to know you felt that....
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was very knowledgable!
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
I'm thrilled to hear you had a 5-star experience with me, Benjamin! Your comment about my knowledge reinforces why I strive to stay informed and versed in the field. I truly appreciate your feedback and look forward to any future interactions...
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Joe Tishkoff has received a review with 5 star rating from Kevin M
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
Kevin, I appreciate your excellent 5-star rating for my work at PRMG! It's fantastic to hear that you had such a positive experience. It's always my goal to provide exceptional service. I look forward to assisting you in the future! - Joe Tishkoff...
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Joe was efficient and helpful in areas where we could have been very confused. He communicated timely information and responded to all questions to our satisfaction.
Reply from Joe Tishkoff
December 8th, 2025 09:52 PM
I'm delighted to know that you found my communication throughout your transaction informative and helpful, Lois. It's always my goal to ensure that my clients are well-equipped with all the necessary details and it brings me great joy to have...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- National Associate of Mortgage Brokers (NAMB)
- Senior Specialist Group (SSG) advisory members.
- President's Cabinet Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 240232
Achievements
- President's Cabinet Members, PRMG
- President's Club Member, Finance of America Mortgage
- Past President, Los Angeles Associate of Real Estate, Finance Committee
Hobbies
- Snow Skiing
- Mountain bike riding
- Snowmobiling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.