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Joe Massey

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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Reviews from Web
  • Encompass
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    John M C
    Aurora, CO
    Posted on February 24th, 2026 04:10 PM
    Joe did a great job communicating the status of my loan, and the paperwork needed to make it go smoothly.
    Reply from Joe Massey
    March 4th, 2026 04:10 PM
    I’m grateful for your feedback, John. Ensuring that the communication is clear and that everything proceeds smoothly is a key part of my approach. If you have any more questions or need further assistance, feel free to get in touch.
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    John W
    WESTMINSTER, CO
    Posted on February 21st, 2026 06:47 PM
    Joe always kept me up to speed on the process.
    Reply from Joe Massey
    March 2nd, 2026 05:24 PM
    I appreciate your feedback, John. Keeping you informed throughout the process is always a priority for me. If there's anything else you need or further questions arise, feel free to reach out anytime.
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    Andres F C
    Lafayette, CO
    Posted on January 27th, 2026 04:04 PM
    Great and constant communication. Got things done/movr through stages fast. Friendly.
    Reply from Joe Massey
    February 4th, 2026 04:05 PM
    I'm glad to hear that you appreciated the communication and pace of the process, Andres. It’s important to me to ensure things move along smoothly and to be approachable throughout. If you have any more questions or need assistance in the future,...
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    Naomi I
    Lafayette, CO
    Posted on January 24th, 2026 08:08 PM
    Very helpful and communicative.
    Reply from Joe Massey
    February 2nd, 2026 07:03 PM
    I appreciate your feedback, Naomi. It's important to me that clients find the communication and support they need throughout the process. I'm glad to hear that you found it helpful. If there's anything more I can do for you, feel free to reach...
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    Julia P
    Colorado Springs, CO
    Posted on January 22nd, 2026 10:01 PM
    From start to finish, working with Joe Massey was an absolute pleasure. Excellent communication kept me informed at every step—no unexpected surprises and responses were always prompt and clear. His product knowledge is outstanding and he explained...
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    Reply from Joe Massey
    January 30th, 2026 10:02 PM
    Thank you for the kind words and recommendation, Julia. I'm pleased that you found the communication, explanations, and timely actions helpful throughout the mortgage process. I believe in making sure my clients fully understand their options...
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    Terry W
    Aurora, CO
    Posted on January 17th, 2026 04:53 PM
    I had a difficult situation and Joe's team breeze through it in 3 weeks. They also delivered good communications and kept their committment from the first meeting through closing. I couldn't have asked for more.
    Reply from Joe Massey
    January 26th, 2026 05:10 PM
    I'm really glad to hear that you had a positive experience, Terry. It’s rewarding to know that the team's efficiency and communication made the process smoother for you. Your feedback reaffirms our commitment to helping clients navigate challenging...
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    Lon W
    Denver, CO
    Posted on December 10th, 2025 03:16 PM
    Joe is great communicator. Everything went on plan . Smooth, easy process.
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    Judith A
    Broomfield, CO
    Posted on December 9th, 2025 07:03 PM
    They provided great communication and it was a smooth process. Our refi was quick and simple. We are definately working with you in the future.
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    Teresa W
    Denver, CO
    Posted on December 9th, 2025 04:29 PM
    Joe walks us through every step. Very personable and supportive!
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    Melody W
    Denver, CO
    Posted on December 2nd, 2025 07:11 PM
    Joe is so professional and easy to work with! He made this process very smooth and easy for everyone involved.
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235