
J
Joe Massey
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Joe did a great job communicating the status of my loan, and the paperwork needed to make it go smoothly.
Reply from Joe Massey
March 4th, 2026 04:10 PM
I’m grateful for your feedback, John. Ensuring that the communication is clear and that everything proceeds smoothly is a key part of my approach. If you have any more questions or need further assistance, feel free to get in touch.
Joe always kept me up to speed on the process.
Reply from Joe Massey
March 2nd, 2026 05:24 PM
I appreciate your feedback, John. Keeping you informed throughout the process is always a priority for me. If there's anything else you need or further questions arise, feel free to reach out anytime.
Great and constant communication. Got things done/movr through stages fast. Friendly.
Reply from Joe Massey
February 4th, 2026 04:05 PM
I'm glad to hear that you appreciated the communication and pace of the process, Andres. It’s important to me to ensure things move along smoothly and to be approachable throughout. If you have any more questions or need assistance in the future,...
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Very helpful and communicative.
Reply from Joe Massey
February 2nd, 2026 07:03 PM
I appreciate your feedback, Naomi. It's important to me that clients find the communication and support they need throughout the process. I'm glad to hear that you found it helpful. If there's anything more I can do for you, feel free to reach...
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From start to finish, working with Joe Massey was an absolute pleasure. Excellent communication kept me informed at every step—no unexpected surprises and responses were always prompt and clear. His product knowledge is outstanding and he explained...
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Reply from Joe Massey
January 30th, 2026 10:02 PM
Thank you for the kind words and recommendation, Julia. I'm pleased that you found the communication, explanations, and timely actions helpful throughout the mortgage process. I believe in making sure my clients fully understand their options...
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I had a difficult situation and Joe's team breeze through it in 3 weeks. They also delivered good communications and kept their committment from the first meeting through closing. I couldn't have asked for more.
Reply from Joe Massey
January 26th, 2026 05:10 PM
I'm really glad to hear that you had a positive experience, Terry. It’s rewarding to know that the team's efficiency and communication made the process smoother for you. Your feedback reaffirms our commitment to helping clients navigate challenging...
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Joe is great communicator. Everything went on plan . Smooth, easy process.
They provided great communication and it was a smooth process. Our refi was quick and simple. We are definately working with you in the future.
Joe walks us through every step. Very personable and supportive!
Joe is so professional and easy to work with! He made this process very smooth and easy for everyone involved.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235