
J
Joe Massey
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Joe and his back up team returned phone calls / emails in a timely manner and took the time to answer all my questions. Mr. Massey also forwarded videos about each step in the loan process. Joe's team was able to turn a home loan around in...
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Loved working with Joe and his team at Castle & Cooke. He made the house buying process incredibly easy and even stays in touch with us post-purchase to review scam letters. They're amazing.
Joe Massey's team is terrific to work with. Had final amount for closing well in advance instead of last minute like previous lenders. Office is pleasant with wonderful staff.
Having worked with Joe before, I knew I could trust him to help in my refinance decision. Have never had a smoother process. A great and fun team to work with.
I had been dragging on and on with another lender for 2 months, going in circles. Joe came in and we closed in 22 days, exactly as promised. Saved us from losing a deal on our home. Terrific to work with all the way through.
Joe Massey is the best in the business.I recently was looking to refinance my home loan and after receiving VIP service from Joe on my first home loan back in 2013 I returned to him just a few weeks ago for the refinance knowing I would be...
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Working with Joe was about as easy as it gets. He was so helpful throughout the process and closing went very smooth with no issues. Documents were prepared for us timely and we never had to wait on him. I highly recommend him.
From the start--Joe was easy to work with and organized. We were in a multiple bid situation and Joe actually called the seller's agent to let them know he would ensure we made it to closing if they took our offer. It worked! We ended up having...
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Joe and his team made the home buying process easy and stress free. He took time to make sure we were comfortable and understood every step in the process. The communication and his response time we received from him and everyone on his team...
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I've worked with Joe multiple times and will continue to do so in the future. He always takes time to answer any questions we have and is very responsive. I'd highly recommend him to anyone!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235