J
Joe Massey
Branch Manager
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Quick, professional and friendly!
Reply from Joe Massey
April 20th, 2026 04:12 PM
Thank you for your kind words, Stacy. I'm glad to hear that you found the experience quick, professional, and friendly. If you ever need further assistance, please feel free to reach out.
Joe is understanding and has great communication, the process was easy, and the loan went through incredibly quickly, on my timeline.
Reply from Joe Massey
April 20th, 2026 01:50 PM
I'm pleased to hear that the process went smoothly and on your timeline, Kimberly. Understanding your needs and maintaining effective communication is important to me. If you have any further questions or need assistance, please feel free to...
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Joe and his staff made this a very pleasant experience for us. He explained in full in the beginning what the the process would be which made it easy for us to prepare. Any questions we had he answered fully and timely, even when I bugged him...
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Reply from Joe Massey
April 20th, 2026 08:16 PM
I'm grateful for your kind words, Craig. It's nice to know that the process was smooth and clear for you, even during my vacation. Thank you for recommending me and my team at Synergy One Lending, Inc. If you need any further assistance in...
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Joe did a great job of holding our hand through the process as this was our first home and went out of his way to help us through some unforeseen circumstances to make sure we got the best deal we could
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Reply from Joe Massey
April 15th, 2026 03:57 PM
I'm pleased to hear that I could help guide you through your first home-buying experience, Jon. Navigating unforeseen circumstances is part of ensuring you get the best deal possible, and I'm glad it all worked out well. If you have any more...
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Joe Massey is THE GOAT! Its always a smooth transaction. Great communication with all Parties! He is always a available-even nights and weekends He's such a pro!
Reply from Joe Massey
April 13th, 2026 01:18 PM
I'm grateful for your kind words, Tami. It's appreciated to hear that you find the transactions smooth and communication effective. I'm always here to assist, even outside of regular hours, so please don't hesitate to reach out whenever you...
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Communication, quick responses, support.
Reply from Joe Massey
April 8th, 2026 03:13 PM
I appreciate your feedback, Tony. It's great to know that you found the communication, quick responses, and support beneficial. If there’s anything else you need or if you have any further questions, don't hesitate to get in touch.
Joe always has excellent market advice. He helped me time the transaction right and kept me informed through the process.
Reply from Joe Massey
April 8th, 2026 03:06 PM
Ryan, I'm glad I could offer assistance when it came to timing your transaction and keeping you informed along the way. If you have any more questions or need advice in the future, feel free to reach out.
Great updates!! I have a wonderful lender that I have worked with for about 15 years. I am very loyal and would be difficult for me to change at this time.You are a great lender Joe, but I won't change, as I have a awesome lender.Thank you!!...
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He was on top of everything worked with my schedule and just made the whole process super smooth
Reply from Joe Massey
March 11th, 2026 07:09 PM
It was a pleasure to work with you, Cesar. I’m glad to hear that my efforts to accommodate your schedule and streamline the process met your expectations. Should you need any further assistance or have any questions in the future, please don't...
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I was pleased to learn that Joe would be handling our recent real estate purchase. We have worked with Joe on previous transactions. We know him to be trustworthy, highly communicative, and a calm voice of reason.
Reply from Joe Massey
March 4th, 2026 07:19 PM
Thank you for your kind words, Anita. It’s truly rewarding to know that my communication and approach provided the reassurance you needed during your real estate purchase. It’s always a pleasure to assist you with your transactions, and if...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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