J
Joe Massey
Branch Manager
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
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Joe was great I really loved working with him it is very pleasant and easy he held my hand throughout this entire process made it very easy and he got me to the end with a Win!!!
Joe was the best So helpful, so knowledgeable and made buying our dream home doable .
Reply from Joe Massey
June 10th, 2026 03:48 PM
Leo, I'm happy to hear that I could help make buying your dream home possible. Your kind words about my knowledge and assistance mean a lot. If there's anything more you need, please don’t hesitate to reach out.
Joe's knowledge & experience are off the charts. He is proactive, a great communicator, always answers his phone and/or returns calls quickly. Calm confident nice "get it done" demeanor. I knew when I met Joe years ago, when he was teaching...
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Reply from Joe Massey
June 8th, 2026 08:20 PM
Thor, I appreciate your thoughtful feedback and kind words. I'm grateful for the opportunity to work with you over the years and for your recognition of my approach to lending. It’s rewarding to know that my communication and responsiveness...
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Got to the closing table with ease! Great work!
Reply from Joe Massey
June 2nd, 2026 03:06 PM
Heather, I'm glad to hear that reaching the closing table was an easy process for you. Thank you for recognizing the work involved. If there's anything else you need, feel free to reach out.
I've worked with Joe for 15+ years. His knowledge & professionalism are unbeatable! From start to finish, he communicates with you each step of the process.
Reply from Joe Massey
June 1st, 2026 02:52 PM
Christine, I appreciate your kind words and your trust over the past 15 years. It's appreciated to know that my communication and professionalism have made a positive impact on your experience. If you ever need assistance in the future, I'm...
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Everything was made so simple and understandable.
actual closing was better and more organized than ever for us.
He is great!!
Reply from Joe Massey
May 29th, 2026 02:39 PM
David, I'm pleased to know that the process was simple and clear for you. It's great to hear that the closing was organized and met your expectations. If you have any future needs, I'm here to help. Thank you!
Working together with colleagues with no nasty looks or remarks. Cnkomplete checking and in touch with us all the time and relaxed atmosphere were very important. Thank you .
Reply from Joe Massey
May 22nd, 2026 03:50 PM
Jill, I'm grateful to hear that you appreciated the relaxed atmosphere and open communication during our collaboration. It's important to me that working together feels supportive and positive. Thank you for sharing your experience.
I have worked with Joe for over 20 years, he is best in the business.
Reply from Joe Massey
May 19th, 2026 03:46 PM
John, thank you for your kind words and for your trust over the past 20 years. I'm grateful to know that you consider me the best in the business. If there's anything else I can assist you with, please don't hesitate to reach out.
The professionalism, promptness, follow througn and great communication throughout the whole process !
Reply from Joe Massey
May 18th, 2026 04:00 PM
Dale, I appreciate your kind words about my professionalism and communication. I'm glad to hear that you had a positive experience throughout the process. If you ever need any assistance in the future, please feel free to reach out.
Best lender we have worked with! Would use him again in a heartbeat and highly recommend him!
Reply from Joe Massey
May 11th, 2026 06:16 PM
Danielle, I appreciate your kind words and recommendation. I'm glad to know that you had a positive experience working with me. If you ever need assistance in the future, I'm here to help!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235