
J
Joe Massey
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Joe and his team were very communicative, helpful and polite along with knowledgable. Very grateful to have him on our side
Joe-s communication was outstanding and he suggested funding strategies for purchasing our new home in advance of selling our old one.
Joe's communication, efficiency and effectiveness are unmatched. He's the best in the business!
Working with Joe and his team was a pleasure. Their communications were timely and easy to understand. They kept us updated every step of the way as we worked toward our closing date. I would recommend Joe and his team in a heartbeat!
Reply from Joe Massey
July 20th, 2026 04:40 PM
Dawn, I'm glad to hear that you found our communication clear and timely throughout the process. Keeping you updated was important to us, and I'm thankful for your recommendation. If there's anything else you need, please feel free to reach...
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This Is the second home we have had Joe's help in purchasing. He is always attentive and willing to answer any question.
Reply from Joe Massey
July 13th, 2026 02:36 PM
Heather, thank you for choosing to work with me again for your home purchase. I'm grateful for your trust and am glad to hear that my attentiveness and willingness to answer your questions have been helpful. If you need anything else, please...
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Joe was great I really loved working with him it is very pleasant and easy he held my hand throughout this entire process made it very easy and he got me to the end with a Win!!!
Reply from Joe Massey
July 6th, 2026 03:27 PM
Rose, I'm pleased to hear that you found the process pleasant and straightforward. It was my goal to guide you comfortably through each step. Thank you for your kind words and for trusting me to help you achieve a successful outcome!
Joe was the best So helpful, so knowledgeable and made buying our dream home doable .
Reply from Joe Massey
June 10th, 2026 03:48 PM
Leo, I'm happy to hear that I could help make buying your dream home possible. Your kind words about my knowledge and assistance mean a lot. If there's anything more you need, please don’t hesitate to reach out.
Joe's knowledge & experience are off the charts. He is proactive, a great communicator, always answers his phone and/or returns calls quickly. Calm confident nice "get it done" demeanor. I knew when I met Joe years ago, when he was teaching...
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Reply from Joe Massey
June 8th, 2026 08:20 PM
Thor, I appreciate your thoughtful feedback and kind words. I'm grateful for the opportunity to work with you over the years and for your recognition of my approach to lending. It’s rewarding to know that my communication and responsiveness...
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Got to the closing table with ease! Great work!
Reply from Joe Massey
June 2nd, 2026 03:06 PM
Heather, I'm glad to hear that reaching the closing table was an easy process for you. Thank you for recognizing the work involved. If there's anything else you need, feel free to reach out.
I've worked with Joe for 15+ years. His knowledge & professionalism are unbeatable! From start to finish, he communicates with you each step of the process.
Reply from Joe Massey
June 1st, 2026 02:52 PM
Christine, I appreciate your kind words and your trust over the past 15 years. It's appreciated to know that my communication and professionalism have made a positive impact on your experience. If you ever need assistance in the future, I'm...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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