
J
Joe Massey
Branch Manager

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Excellent communication, great service.
Simply the
Joe was always available and prompt with responses. Also, we feel like we got an incredible mortgage rate given the horrible market conditions.
Very knowledgeable and friendly made for a great experience.
Reply from Joe Massey
October 8th, 2026 06:55 PM
Michael, I'm pleased to hear that my knowledge and friendliness contributed to a great experience for you. Working with you at Synergy One Lending, Inc. was truly enjoyable.
Nice, communicative, timely
Reply from Joe Massey
October 8th, 2026 03:02 PM
Josh, I'm glad to hear you found my communication and timeliness helpful. It was a pleasure working with you at Synergy One Lending, Inc.
Joe is always the ultimate professional. He is honest, straight forward, helpful, and consistent.
Reply from Joe Massey
September 14th, 2026 02:14 PM
Uri, I'm grateful for your thoughtful words about my professionalism and honesty. It's nice to know that you found my approach straightforward and consistent.
Joe is a very professional and respectful man.
Reply from Joe Massey
September 9th, 2026 03:02 PM
Greg, I appreciate your kind words about my professionalism and respectfulness. It's great to know that you had a positive experience.
Joe helped us understand the loan process and he was proactive about telling us what he needed. I liked the weekly progress report calls, too.
Reply from Joe Massey
September 7th, 2026 02:12 PM
Sara, I'm pleased to hear that the weekly progress report calls and my proactive approach were helpful in understanding the loan process. Thank you for sharing your positive experience with me.
and his team were great. They walked us through the whole process. They were very responsive and answered any questions that we had. I would highly recommend them.
Reply from Joe Massey
August 27th, 2026 03:23 PM
Barbara, I'm glad to hear that my team and I could guide you through the process and address all your questions. Your recommendation means a lot to me. Thank you for sharing your experience!
Joe and his team are truly the best in the business. He has secured two different home loans for me—both times after another lender told me it wasn’t possible. Joe and his team went above and beyond to not only get my loan approved, but to...
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Reply from Joe Massey
August 21st, 2026 08:13 PM
Francis, I appreciate your kind words and am happy to hear that my team and I could help secure your home loans with the best terms. It's good to know that you feel confident in our services. Thank you for trusting us with such important decisions....
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235