J
Joe Massey
Branch Manager
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Joe helped us understand the loan process and he was proactive about telling us what he needed. I liked the weekly progress report calls, too.
and his team were great. They walked us through the whole process. They were very responsive and answered any questions that we had. I would highly recommend them.
Reply from Joe Massey
August 27th, 2026 03:23 PM
Barbara, I'm glad to hear that my team and I could guide you through the process and address all your questions. Your recommendation means a lot to me. Thank you for sharing your experience!
Joe and his team are truly the best in the business. He has secured two different home loans for me—both times after another lender told me it wasn’t possible. Joe and his team went above and beyond to not only get my loan approved, but to...
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Reply from Joe Massey
August 21st, 2026 08:13 PM
Francis, I appreciate your kind words and am happy to hear that my team and I could help secure your home loans with the best terms. It's good to know that you feel confident in our services. Thank you for trusting us with such important decisions....
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Joe and his team were very communicative, helpful and polite along with knowledgable. Very grateful to have him on our side
Reply from Joe Massey
July 27th, 2026 07:01 PM
Kimberly, I'm grateful for your kind words about my team and me. It's good to know that our communication and assistance were helpful to you. Thank you for entrusting us with your needs.
Joe-s communication was outstanding and he suggested funding strategies for purchasing our new home in advance of selling our old one.
Reply from Joe Massey
July 27th, 2026 02:41 PM
Brian, I'm pleased to hear that you found my communication helpful and that the funding strategies I suggested were beneficial for your situation. If there's anything more I can do to assist you, please let me know.
Joe's communication, efficiency and effectiveness are unmatched. He's the best in the business!
Reply from Joe Massey
July 21st, 2026 05:28 PM
Drew, I appreciate your kind words about my communication, efficiency, and effectiveness. I'm glad to have provided you with a positive experience. Thank you for your support!
Working with Joe and his team was a pleasure. Their communications were timely and easy to understand. They kept us updated every step of the way as we worked toward our closing date. I would recommend Joe and his team in a heartbeat!
Reply from Joe Massey
July 20th, 2026 04:40 PM
Dawn, I'm glad to hear that you found our communication clear and timely throughout the process. Keeping you updated was important to us, and I'm thankful for your recommendation. If there's anything else you need, please feel free to reach...
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This Is the second home we have had Joe's help in purchasing. He is always attentive and willing to answer any question.
Reply from Joe Massey
July 13th, 2026 02:36 PM
Heather, thank you for choosing to work with me again for your home purchase. I'm grateful for your trust and am glad to hear that my attentiveness and willingness to answer your questions have been helpful. If you need anything else, please...
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Joe was great I really loved working with him it is very pleasant and easy he held my hand throughout this entire process made it very easy and he got me to the end with a Win!!!
Reply from Joe Massey
July 6th, 2026 03:27 PM
Rose, I'm pleased to hear that you found the process pleasant and straightforward. It was my goal to guide you comfortably through each step. Thank you for your kind words and for trusting me to help you achieve a successful outcome!
Joe was the best So helpful, so knowledgeable and made buying our dream home doable .
Reply from Joe Massey
June 10th, 2026 03:48 PM
Leo, I'm happy to hear that I could help make buying your dream home possible. Your kind words about my knowledge and assistance mean a lot. If there's anything more you need, please don’t hesitate to reach out.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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