Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Thanks for all your support!
Reply from Joe Lochmann
July 26th, 2024 08:51 PM
I'm thrilled to hear you had a positive experience with me at Midwest BankCentre, German. Your feedback is greatly appreciated and it was a pleasure to support you. I look forward to continuing to deliver great service in the future. Thank...
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You were easy to work with you did a great job for us thank you
Reply from Joe Lochmann
July 4th, 2024 06:56 PM
I'm thrilled to hear that you had a positive experience working with me, Richard. It was a genuine pleasure to assist you. I strive to make every interaction at Midwest BankCentre as seamless as possible. Your feedback is greatly appreciated,...
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Joe was very pleasant to work with and very knowledgeable in all things bankig. He made the whole process less stressful.
Joe was fantastic! Answered quickly, worked when he didnt have to, and made the process as smooth as possible.
Reply from Joe Lochmann
June 9th, 2024 03:50 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Joe and Diane were so helpful when it came to closing our home loan. Joe even helped us with finding insurance! Would highly recommend!!
Reply from Joe Lochmann
June 5th, 2024 11:41 PM
I'm really pleased to hear that you found our service helpful, Jessica! Assisting with your home loan and insurance was a pleasure for both Diane and myself. Your positive feedback means a lot to us here at Midwest BankCentre. We appreciate...
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Joe and team were great at getting back quickly and answering any questions we had as first time home buyers!
Reply from Joe Lochmann
May 1st, 2024 11:47 AM
I am incredibly grateful for your positive feedback, Sarah! I'm glad to hear that my team and I were able to provide you with the smooth and efficient service that Midwest BankCentre prides itself on. We believe in keeping our customers informed...
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Joe was very responsive in his communication and he offered easy to understand explanations to my questions. There was not a single time we felt uncomfortable and highly recommended him.
Reply from Joe Lochmann
March 2nd, 2024 12:18 PM
I'm thrilled to hear about your positive experience, Daniel! Ensuring clear communication and providing understandable explanations is a fundamental part of my approach. I'm glad to know that you felt comfortable and valued throughout our interactions....
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Joe went above and beyond. He not only walked us through how to shop around for a solid loan, even if it wasn't with him. He also went to bat for us when our VA appraiser was hurting our closing timelines. He called the VA himself to get us...
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Reply from Joe Lochmann
March 1st, 2024 11:22 PM
Thank you so much, Christopher, for your kind words and the 5-star rating. I'm thrilled to hear that you had such a positive experience. Advocating for my clients is part of the job I love, and I'm glad I was able to help streamline the closing...
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Great communication, and exceptionally fast service. 15 business days from initial contact to closing.
Reply from Joe Lochmann
March 1st, 2024 04:23 PM
I'm sincerely pleased to hear you had such a positive experience, Ronald. It was a pleasure to work with you throughout the entire process. At Midwest BankCentre, we strive to maintain clear communication and deliver efficient service to our...
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Joe Lochmann at Midwest did a phenomenal job at communicating with us and making sure we understood everything during our house buying process. Joe really cares about his clients and it shows over and over again.
Reply from Joe Lochmann
February 7th, 2024 02:33 PM
Thank you very much, Janese, for your kind words and taking the time to leave such a fantastic review. I'm delighted to hear that you had a positive experience during your house buying process and felt well-informed. It's always my goal to...
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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