Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe and team were great at getting back quickly and answering any questions we had as first time home buyers!
Reply from Joe Lochmann
May 1st, 2024 11:47 AM
I am incredibly grateful for your positive feedback, Sarah! I'm glad to hear that my team and I were able to provide you with the smooth and efficient service that Midwest BankCentre prides itself on. We believe in keeping our customers informed...
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Joe was very responsive in his communication and he offered easy to understand explanations to my questions. There was not a single time we felt uncomfortable and highly recommended him.
Reply from Joe Lochmann
March 2nd, 2024 12:18 PM
I'm thrilled to hear about your positive experience, Daniel! Ensuring clear communication and providing understandable explanations is a fundamental part of my approach. I'm glad to know that you felt comfortable and valued throughout our interactions....
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Joe went above and beyond. He not only walked us through how to shop around for a solid loan, even if it wasn't with him. He also went to bat for us when our VA appraiser was hurting our closing timelines. He called the VA himself to get us...
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Reply from Joe Lochmann
March 1st, 2024 11:22 PM
Thank you so much, Christopher, for your kind words and the 5-star rating. I'm thrilled to hear that you had such a positive experience. Advocating for my clients is part of the job I love, and I'm glad I was able to help streamline the closing...
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Great communication, and exceptionally fast service. 15 business days from initial contact to closing.
Reply from Joe Lochmann
March 1st, 2024 04:23 PM
I'm sincerely pleased to hear you had such a positive experience, Ronald. It was a pleasure to work with you throughout the entire process. At Midwest BankCentre, we strive to maintain clear communication and deliver efficient service to our...
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Joe Lochmann at Midwest did a phenomenal job at communicating with us and making sure we understood everything during our house buying process. Joe really cares about his clients and it shows over and over again.
Reply from Joe Lochmann
February 7th, 2024 02:33 PM
Thank you very much, Janese, for your kind words and taking the time to leave such a fantastic review. I'm delighted to hear that you had a positive experience during your house buying process and felt well-informed. It's always my goal to...
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Joe told my wife and I he was avalible at any time and thouroghly stood by his word as we were able to contact him frequently outside of business hours. Since we were in a different time zone this was extremely beneficial. Working with Joe...
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Reply from Joe Lochmann
February 7th, 2024 02:33 PM
I really appreciate the feedback and am looking forward to working with you again.
Experience was great. Answered "mediocre" only to the questions about Joe Lochmann because I've never talked to him. Brad was friendly, professional, receptive, and a great asset for us.
They made this process go smoothly
Not last minute - we kept getting list of things needed. Every day, there was a different list up to the day before we closed. After I signed paperwork, it took lots of time to approve everything.
Joe was friendly, patient and very informative. Thank you so much for all your help!!
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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