Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe told my wife and I he was avalible at any time and thouroghly stood by his word as we were able to contact him frequently outside of business hours. Since we were in a different time zone this was extremely beneficial. Working with Joe...
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Reply from Joe Lochmann
February 7th, 2024 02:33 PM
I really appreciate the feedback and am looking forward to working with you again.
Experience was great. Answered "mediocre" only to the questions about Joe Lochmann because I've never talked to him. Brad was friendly, professional, receptive, and a great asset for us.
They made this process go smoothly
Not last minute - we kept getting list of things needed. Every day, there was a different list up to the day before we closed. After I signed paperwork, it took lots of time to approve everything.
Joe was friendly, patient and very informative. Thank you so much for all your help!!
Thanks Joe, Rebecca and team for great service
Thanks Joe!
Thank you Joe for being patient with our questions! And getting the job done- we’ve already referred you to friends!
Joe was fantastic to work with and got us a great rate on our vacation home!
Joe and his team kept me updated on the loan process and any changes that transpired.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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