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Joe Lochmann - Mortgage Lender | NMLS# 1718696 in O Fallon, IL

Joe Lochmann

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Mortgage Lender | NMLS# 1718696

Chesterfield
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With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(618) 531-2423
O Fallon, IL
https://www.loansfromjoe.com
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Reviews from Web
  • Encompass
    B
    Balathasan G
    Chesterfield, MO
    Posted on August 27th, 2022 11:14 AM
    Thanks Joe, Rebecca and team for great service
  • Encompass
    R
    Robert T W
    Miramar Beach, FL
    Posted on June 29th, 2022 04:34 PM
    Thanks Joe!
  • Encompass
    K
    Katie S
    Destin, FL
    Posted on April 21st, 2022 02:12 PM
    Thank you Joe for being patient with our questions! And getting the job done- we’ve already referred you to friends!
  • Encompass
    T
    Tyler S
    Destin, FL
    Posted on April 16th, 2022 12:49 PM
    Joe was fantastic to work with and got us a great rate on our vacation home!
  • Encompass
    W
    Wendi Q
    Panama City Beach, FL
    Posted on April 11th, 2022 06:53 PM
    Joe and his team kept me updated on the loan process and any changes that transpired.
  • Encompass
    J
    Jordan R
    Fort Walton Beach, FL
    Posted on April 7th, 2022 12:09 PM
    Pick up the phone when I call
  • Encompass
    S
    Steeve N P
    Destin, FL
    Posted on April 1st, 2022 04:45 PM
    Timeliness
  • Encompass
    J
    Justin B
    Santa Rosa Beach, FL
    Posted on March 28th, 2022 11:56 AM
    Very quick to get pre approval. Solid responsiveness. Thanks
  • Encompass
    J
    Joel R C
    Miramar Beach, FL
    Posted on March 26th, 2022 09:04 PM
    Communication was solid and he was realistic in setting expectations early in the process.
  • Encompass
    R
    Roland O
    Panama City Beach, FL
    Posted on March 24th, 2022 10:58 AM
    Handled issues very quickly Easy to communicate with
    • 81–90 of 298
    About
    With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process. Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
    First-Time Homebuyer Loans – Low down payment and flexible credit options
    Conventional Home Loans – Competitive rates for well-qualified buyers
    FHA Loans – Government-backed loans with lower credit score requirements
    Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
    Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
    Real Estate Investor Loans – Financing for rental properties and vacation homes
    Refinance Loans – Lower your rate, reduce payments, or access home equity
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    Positions
    • Midwest Bank Centre - Mortgage Loan Originator
      Jan 13th, 2020 - Current
    • Midwest Bank Centre - VA Loan Specialist
      Jan 13th, 2020 - Current
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    Memberships
    • Southwestern Illinois Board of Realtors
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1718696
    Achievements
    • Specializing in VA Loan Origination
    • Consistent 5-Star Client Reviews
    • Trusted Advisor in Metro East Real Estate
      • View All
    Hobbies
    • Community Outreach
    • Personal Development Workshops
    • Volunteer Initiatives
      • View All