Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Easy and painless answered questions very quickly
Reply from Joe Lochmann
August 13th, 2026 02:16 PM
Joshua, I'm glad to hear that your experience was easy and painless. It's important to me to answer questions quickly and make the process smooth for you. Thank you for your feedback!
Joe was excellent, efficient and communicated very well. He was able to guide us through a difficult time. I would highly recommend him to anyone including family.
Reply from Joe Lochmann
August 10th, 2026 03:33 PM
Jonathan, thank you for your kind words and recommendation. I'm pleased to know that I was able to guide you efficiently through a challenging time. Your trust and support mean a lot to me.
This was the best experience my family and ai had with a lender. Joe and his team made sure that they took care of us and gave us the best option! We are so grateful for him and his team.
Reply from Joe Lochmann
August 1st, 2026 02:04 PM
Genevieve, I'm grateful for your kind words and am pleased to hear that you and your family had such a positive experience. It was my pleasure to work with you and provide the best options for your needs. Thank you for choosing Midwest BankCentre!...
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We worked with Joe lochmann, and he is amazing with what he does. He kept us informed every step of the way and got us the best rates available .
Reply from Joe Lochmann
July 7th, 2026 07:45 PM
Thank you, James, for your kind words. I'm glad I could keep you informed throughout the process and secure the best rates for you. Your positive experience means a lot to me!
Joe communicated clearly and was quick to respond to my questions. I am also very confidant he found us the best rates possible.
Reply from Joe Lochmann
May 23rd, 2026 03:12 PM
Thank you, Aaron, for your kind feedback. I'm happy I could provide clear communication and quick responses while finding the best rates for you. Your confidence in my work is truly valued.
Joe was very helpful throughout the entire process
Reply from Joe Lochmann
May 20th, 2026 06:12 PM
I'm pleased to hear that you found my assistance helpful throughout the process, Kaide. Thank you for your kind words and for choosing Midwest BankCentre!
When you look up the word "Rockstar" Joe's name will be the first thing you see. We appreciated his efforts in helping to get this loan over the finish line. His determination and grit along with his customer focus attitude was on point! 100%...
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Reply from Joe Lochmann
May 13th, 2026 01:53 PM
I appreciate your enthusiastic feedback, Charles and Sabrina. I'm glad my efforts and focus on customer service made a positive impact on your loan process. Thank you for the recommendation and for trusting me to help you achieve your goals!...
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I highly recommend Joe! He went above & beyond for me during my first home buying process. He was Always easy to get ahold of when needed & ready to help in any way! Super friendly & great to work with.
Reply from Joe Lochmann
May 2nd, 2026 01:25 PM
I'm grateful for your kind words, Sierra. It's appreciated to know that I could assist you throughout your first home buying process and be readily available when needed. Thank you for recommending me!
Joe was very professional and communicative. He made the process painless!
Reply from Joe Lochmann
April 19th, 2026 02:31 PM
Appreciate you taking the time to leave this, Joe. It means a lot.Ben and I work hard to keep things clear and smooth from start to finish, so I’m glad that came through on your end. That’s always the goal.If you ever need anything down the...
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Working with Joe was an easy and amazing experience!! I would definitely recommend him.
Reply from Joe Lochmann
March 25th, 2026 05:21 PM
I'm glad to hear that you found working with me to be straightforward and rewarding, Joshua. Your recommendation means a lot to me. If you ever need assistance in the future, don't hesitate to get in touch.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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