Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe made us feel comfortable through the entire process. He was very quick to respond to every question and his answers were always clear.
Reply from Joe Lochmann
August 14th, 2024 11:34 AM
I'm really glad to hear that you had a comfortable experience, Jason. It was a pleasure helping you through the process and making sure all your questions were answered quickly and clearly. Feedback like yours helps me continuously improve....
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I was so lucky to get Joe as a loan officer. What he did for us and the level of customer service would not have been matched by any one else. He is excellent and gave us exceptional service and even exceeded our expectations. He made everything...
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Reply from Joe Lochmann
August 14th, 2024 12:47 AM
Hey Nicholas, Thanks so much for the outstanding review! I'm thrilled to hear how happy you are with the service provided. It was a pleasure working with you too. Your satisfaction is my top priority, so it's wonderful to know my efforts hit...
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Joe made my home buying process painless. Most lenders I've worked with in the past have wanted everything but my dirty laundry from me and have been a real pain to work with. Joe, however, got me an awesome rate of which I never thought I...
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Reply from Joe Lochmann
August 11th, 2024 05:41 PM
Pamela, I'm thrilled to hear that your home buying process was painless. It's always my goal to make things as easy as possible for clients. I'm glad that I was able to secure an awesome rate for you and connect you with someone who could help...
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Joe was continually in contact throughout the entire process. We could not be happier with the service he provided.
Reply from Joe Lochmann
August 9th, 2024 10:27 AM
Hi Christopher, I'm thrilled to know that you're pleased with the service I provided. Your positive feedback validates the effort I put into staying in contact and ensuring a smooth process. If you ever have any future banking needs, feel free...
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There seemed to be a bit of confusion going on at times. The end result was good and we are grateful. Just a bit of a dsiconnect at times. Not blaming it on Joe directly. I think he was at times not supported correctly within the system.
Reply from Joe Lochmann
July 30th, 2024 07:38 PM
Thanks for taking the time to share your feedback, Steven. I'm glad to hear that the end result was positive, but I apologize for any confusion you experienced during the process. I'll take your comments into consideration as we continue to...
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Thanks for all your support!
Reply from Joe Lochmann
July 26th, 2024 08:51 PM
I'm thrilled to hear you had a positive experience with me at Midwest BankCentre, German. Your feedback is greatly appreciated and it was a pleasure to support you. I look forward to continuing to deliver great service in the future. Thank...
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You were easy to work with you did a great job for us thank you
Reply from Joe Lochmann
July 4th, 2024 06:56 PM
I'm thrilled to hear that you had a positive experience working with me, Richard. It was a genuine pleasure to assist you. I strive to make every interaction at Midwest BankCentre as seamless as possible. Your feedback is greatly appreciated,...
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Joe was very pleasant to work with and very knowledgeable in all things bankig. He made the whole process less stressful.
Joe was fantastic! Answered quickly, worked when he didnt have to, and made the process as smooth as possible.
Reply from Joe Lochmann
June 9th, 2024 03:50 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Joe and Diane were so helpful when it came to closing our home loan. Joe even helped us with finding insurance! Would highly recommend!!
Reply from Joe Lochmann
June 5th, 2024 11:41 PM
I'm really pleased to hear that you found our service helpful, Jessica! Assisting with your home loan and insurance was a pleasure for both Diane and myself. Your positive feedback means a lot to us here at Midwest BankCentre. We appreciate...
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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