Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Great service, above and beyond what was expected. Joe goes the extra mile to achieve success.
Reply from Joe Lochmann
October 18th, 2024 01:25 PM
I'm thrilled to hear that you had a satisfying experience, Jason. At Midwest BankCentre, we always strive to go the extra mile in providing outstanding service. Your positive feedback is a great encouragement to continue doing what we love....
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We were lead to Joe via word of mouth, he was highly recommended from another professional in the industry. As first time home buyers, we were unsure of the whole process and how things go. Without hesitation Joe listened to my newbie questions...
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Reply from Joe Lochmann
October 8th, 2024 01:01 PM
Hey Brian, I'm thrilled to hear that you had a positive experience with me. I aim to make the process as smooth and understandable as possible, especially for first-time home buyers. Your questions are always welcome, as my goal is to ensure...
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Very helpful and professional, explained everything as we went along would recommend him to everyone.
Reply from Joe Lochmann
September 28th, 2024 04:43 PM
I'm glad to hear that you had a positive experience, Eugenea. It was my pleasure to assist you throughout the process. I make sure to explain everything along the way to ensure you're well-informed. Your kind words and recommendation mean a...
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Joe was always available to answer any questions we had even if it felt like a silly question. He made the homebuying process easy and understandable.
Reply from Joe Lochmann
September 20th, 2024 07:40 PM
I'm so pleased to hear that you found our interactions helpful during your homebuying process, Rebecca. I pride myself on being available and approachable for all my clients, no question is ever silly! It's my job to make sure you feel informed...
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Very simple application that asked for all necessary information to process an accurate approval. Joe was very informative via email, text, and phone calls. He answered all of my questions and ensured that everything went very smoothly for...
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Reply from Joe Lochmann
September 4th, 2024 09:29 PM
I'm thrilled to hear that you had a positive experience with the application process, Deborah. I strive to make sure all necessary information is communicated clearly, and your feedback validates my efforts. I'm glad I could facilitate a smooth...
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Joe made us feel comfortable through the entire process. He was very quick to respond to every question and his answers were always clear.
Reply from Joe Lochmann
August 14th, 2024 11:34 AM
I'm really glad to hear that you had a comfortable experience, Jason. It was a pleasure helping you through the process and making sure all your questions were answered quickly and clearly. Feedback like yours helps me continuously improve....
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I was so lucky to get Joe as a loan officer. What he did for us and the level of customer service would not have been matched by any one else. He is excellent and gave us exceptional service and even exceeded our expectations. He made everything...
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Reply from Joe Lochmann
August 14th, 2024 12:47 AM
Hey Nicholas, Thanks so much for the outstanding review! I'm thrilled to hear how happy you are with the service provided. It was a pleasure working with you too. Your satisfaction is my top priority, so it's wonderful to know my efforts hit...
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Joe made my home buying process painless. Most lenders I've worked with in the past have wanted everything but my dirty laundry from me and have been a real pain to work with. Joe, however, got me an awesome rate of which I never thought I...
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Reply from Joe Lochmann
August 11th, 2024 05:41 PM
Pamela, I'm thrilled to hear that your home buying process was painless. It's always my goal to make things as easy as possible for clients. I'm glad that I was able to secure an awesome rate for you and connect you with someone who could help...
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Joe was continually in contact throughout the entire process. We could not be happier with the service he provided.
Reply from Joe Lochmann
August 9th, 2024 10:27 AM
Hi Christopher, I'm thrilled to know that you're pleased with the service I provided. Your positive feedback validates the effort I put into staying in contact and ensuring a smooth process. If you ever have any future banking needs, feel free...
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There seemed to be a bit of confusion going on at times. The end result was good and we are grateful. Just a bit of a dsiconnect at times. Not blaming it on Joe directly. I think he was at times not supported correctly within the system.
Reply from Joe Lochmann
July 30th, 2024 07:38 PM
Thanks for taking the time to share your feedback, Steven. I'm glad to hear that the end result was positive, but I apologize for any confusion you experienced during the process. I'll take your comments into consideration as we continue to...
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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