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Joe Lochmann - Mortgage Lender | NMLS# 1718696 in O Fallon, IL

Joe Lochmann

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Mortgage Lender | NMLS# 1718696

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With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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  • Encompass
    A
    Ashley N F
    Collinsville, IL
    Posted on December 5th, 2024 11:51 AM
    Joe was so helpful. I'm a first time homebuyer and he was very patient and understanding. He answered all of my questions and made sure I understood everything before i signed it.
    Reply from Joe Lochmann
    December 6th, 2024 11:52 AM
    Hi Ashley, I'm thrilled to hear that you had a positive experience during your first home purchase. It's my utmost priority to ensure that all your questions are answered and that you fully understand the process. Thank you for your kind words...
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  • Encompass
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    Roger B
    Vandalia, IL
    Posted on November 14th, 2024 04:49 PM
    good good good
    Reply from Joe Lochmann
    November 15th, 2024 04:51 PM
    Thanks for the positive feedback, Roger. It's great to know that you had a good experience with me at Midwest BankCentre. Your review is very important, and I appreciate the 4.5/5 stars rating. If you have any more feedback or need further...
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  • Encompass
    S
    Shayla H
    Granite City, IL
    Posted on October 31st, 2024 01:10 PM
    Joe I really appreciate Joe he helped me through every step of the way and was right there when I called and asked him about anything he answered my questions and i have had a great and well deserved opportunity to let Joe work things out for...
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    Reply from Joe Lochmann
    November 1st, 2024 01:13 PM
    Hi Shayla, I'm so glad to hear that you had a positive experience and that I was able to help you throughout the process. It was my pleasure to answer your questions and assist in getting the job done. Your feedback is truly appreciated. Don't...
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    Jeffery A
    Granite City, IL
    Posted on October 26th, 2024 11:49 AM
    Joe was awesome and I couldn't have asked for a better Representative of this industry
    Reply from Joe Lochmann
    October 27th, 2024 11:49 AM
    Jeffery, thank you for the glowing review. I'm delighted you had a positive experience with me at Midwest BankCentre and I appreciate your kind words. Your satisfaction is my top priority and I'm pleased to hear that I was able to meet your...
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  • Encompass
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    Jason K
    O Fallon, IL
    Posted on October 22nd, 2024 05:50 PM
    Working with Joe on our home loan was an outstanding experience! He worked hard to get us the lowest rate possible with limited lender fees. He was extremely responsive and very informative. All of the costs, fees, and documents associated...
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    Reply from Joe Lochmann
    October 23rd, 2024 05:51 PM
    Hi Jason, thank you so much for your glowing review! I'm thrilled to hear that you had a great experience working with me on your home loan. It was my pleasure to help you navigate through all the costs and paperwork, and ensure you got the...
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    Jason P R
    Granite City, IL
    Posted on October 17th, 2024 01:24 PM
    Great service, above and beyond what was expected. Joe goes the extra mile to achieve success.
    Reply from Joe Lochmann
    October 18th, 2024 01:25 PM
    I'm thrilled to hear that you had a satisfying experience, Jason. At Midwest BankCentre, we always strive to go the extra mile in providing outstanding service. Your positive feedback is a great encouragement to continue doing what we love....
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  • Encompass
    B
    Brian S
    Mascoutah, IL
    Posted on October 7th, 2024 12:58 PM
    We were lead to Joe via word of mouth, he was highly recommended from another professional in the industry. As first time home buyers, we were unsure of the whole process and how things go. Without hesitation Joe listened to my newbie questions...
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    Reply from Joe Lochmann
    October 8th, 2024 01:01 PM
    Hey Brian, I'm thrilled to hear that you had a positive experience with me. I aim to make the process as smooth and understandable as possible, especially for first-time home buyers. Your questions are always welcome, as my goal is to ensure...
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  • Encompass
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    Eugenea K S
    Granite City, IL
    Posted on September 27th, 2024 04:41 PM
    Very helpful and professional, explained everything as we went along would recommend him to everyone.
    Reply from Joe Lochmann
    September 28th, 2024 04:43 PM
    I'm glad to hear that you had a positive experience, Eugenea. It was my pleasure to assist you throughout the process. I make sure to explain everything along the way to ensure you're well-informed. Your kind words and recommendation mean a...
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  • Encompass
    R
    Rebecca G
    Shiloh, IL
    Posted on September 19th, 2024 07:38 PM
    Joe was always available to answer any questions we had even if it felt like a silly question. He made the homebuying process easy and understandable.
    Reply from Joe Lochmann
    September 20th, 2024 07:40 PM
    I'm so pleased to hear that you found our interactions helpful during your homebuying process, Rebecca. I pride myself on being available and approachable for all my clients, no question is ever silly! It's my job to make sure you feel informed...
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  • Encompass
    D
    Deborah W
    Granite City, IL
    Posted on September 3rd, 2024 09:29 PM
    Very simple application that asked for all necessary information to process an accurate approval. Joe was very informative via email, text, and phone calls. He answered all of my questions and ensured that everything went very smoothly for...
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    Reply from Joe Lochmann
    September 4th, 2024 09:29 PM
    I'm thrilled to hear that you had a positive experience with the application process, Deborah. I strive to make sure all necessary information is communicated clearly, and your feedback validates my efforts. I'm glad I could facilitate a smooth...
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    About
    With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process. Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
    First-Time Homebuyer Loans – Low down payment and flexible credit options
    Conventional Home Loans – Competitive rates for well-qualified buyers
    FHA Loans – Government-backed loans with lower credit score requirements
    Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
    Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
    Real Estate Investor Loans – Financing for rental properties and vacation homes
    Refinance Loans – Lower your rate, reduce payments, or access home equity
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    What is the Search Rank Score®?
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    Positions
    • Midwest Bank Centre - Mortgage Loan Originator
      Jan 13th, 2020 - Current
    • Midwest Bank Centre - VA Loan Specialist
      Jan 13th, 2020 - Current
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    Memberships
    • Southwestern Illinois Board of Realtors
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1718696
    Achievements
    • Specializing in VA Loan Origination
    • Consistent 5-Star Client Reviews
    • Trusted Advisor in Metro East Real Estate
    • View All
    Hobbies
    • Community Outreach
    • Personal Development Workshops
    • Volunteer Initiatives
    • View All