Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Reviews from Web
Great communication! Very easy process!
Reply from Joe Lochmann
February 26th, 2025 01:51 PM
Thanks so much, Charlotte! I'm thrilled to hear that you found the communication great and the process easy. It was a pleasure working with you, and I'm here if you need anything in the future.
The team help me with questions I asked and was very understanding of me and what was needed for me to achieve my goal on buying my new home. I enjoyed having them on my side
Reply from Joe Lochmann
February 1st, 2025 11:06 AM
Tiyanna, hearing that my team and I were able to provide you with the support and understanding you needed during your home-buying journey makes me incredibly happy. It's truly rewarding to know we played a part in helping you achieve such...
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Had a great experience!
Reply from Joe Lochmann
January 30th, 2025 04:48 PM
Nikalous, thanks so much for the kind words! I'm really glad to hear you had a great experience. It means a lot to me and the team here at Midwest BankCentre that we were able to provide you with excellent service. I appreciate you taking the...
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Joe was so amazing and there every step of the way. We are very happy!
Reply from Joe Lochmann
January 16th, 2025 01:51 AM
So thrilled to hear you had a great experience, Teressa! It was my pleasure to be there for you every step of the way - it's part of what makes working at Midwest BankCentre so rewarding for me. Here's to your happiness, and remember I'm always...
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Joe was knowledgeable, helpful, and always available
Reply from Joe Lochmann
January 12th, 2025 01:09 PM
I'm glad to hear that you had such a positive experience, Joseph. It's great to know that my knowledge and availability were helpful to you. It's my goal to make sure every client feels supported and informed. Remember, I'm here for any future...
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Joe was so helpful. I'm a first time homebuyer and he was very patient and understanding. He answered all of my questions and made sure I understood everything before i signed it.
Reply from Joe Lochmann
December 6th, 2024 11:52 AM
Hi Ashley, I'm thrilled to hear that you had a positive experience during your first home purchase. It's my utmost priority to ensure that all your questions are answered and that you fully understand the process. Thank you for your kind words...
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good good good
Reply from Joe Lochmann
November 15th, 2024 04:51 PM
Thanks for the positive feedback, Roger. It's great to know that you had a good experience with me at Midwest BankCentre. Your review is very important, and I appreciate the 4.5/5 stars rating. If you have any more feedback or need further...
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Joe I really appreciate Joe he helped me through every step of the way and was right there when I called and asked him about anything he answered my questions and i have had a great and well deserved opportunity to let Joe work things out for...
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Reply from Joe Lochmann
November 1st, 2024 01:13 PM
Hi Shayla, I'm so glad to hear that you had a positive experience and that I was able to help you throughout the process. It was my pleasure to answer your questions and assist in getting the job done. Your feedback is truly appreciated. Don't...
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Joe was awesome and I couldn't have asked for a better Representative of this industry
Reply from Joe Lochmann
October 27th, 2024 11:49 AM
Jeffery, thank you for the glowing review. I'm delighted you had a positive experience with me at Midwest BankCentre and I appreciate your kind words. Your satisfaction is my top priority and I'm pleased to hear that I was able to meet your...
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Working with Joe on our home loan was an outstanding experience! He worked hard to get us the lowest rate possible with limited lender fees. He was extremely responsive and very informative. All of the costs, fees, and documents associated...
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Reply from Joe Lochmann
October 23rd, 2024 05:51 PM
Hi Jason, thank you so much for your glowing review! I'm thrilled to hear that you had a great experience working with me on your home loan. It was my pleasure to help you navigate through all the costs and paperwork, and ensure you got the...
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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