

Joe Lochmann
Mortgage Lender | NMLS# 1718696

With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Reviews from Web
Joe helped us through a very difficult process. He took all of our preferences and financial ability and gave us a deal that was better than we could've imagined!
Reply from Joe Lochmann
April 28th, 2025 01:35 PM
I'm thrilled to hear that I could assist you through the process and provide a deal that exceeded your expectations. It was a pleasure working with you, and I appreciate your kind words. If you have any future needs, please feel free to reach...
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Any question we had he would answer within an hour or so never had to wait for any information very quick and detailed
Reply from Joe Lochmann
April 16th, 2025 10:20 AM
I'm glad to hear that I was able to provide quick and detailed responses to your questions. It was a pleasure assisting you, and thank you for your kind words.
Great communication & explained things well!
Reply from Joe Lochmann
April 9th, 2025 04:28 PM
I'm glad to hear that you were satisfied with the communication and explanations provided. It was a pleasure assisting you, and I appreciate your feedback. If you have any more questions or need further assistance, please feel free to reach...
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Great experience, worked with multiple options to find the best mortgage and stayed competitive with other lenders
Reply from Joe Lochmann
April 5th, 2025 11:40 AM
I'm glad to hear that you had a great experience and that I was able to assist you in finding the best mortgage options while staying competitive. Thank you for choosing Midwest BankCentre. If you have any more questions or need further assistance,...
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Great experience
Reply from Joe Lochmann
March 14th, 2025 12:03 PM
Jason, I'm thrilled to hear you had a great experience with Midwest BankCentre. It means a lot to me that you took the time to share your feedback. If there's anything else I can do for you, please feel free to reach out. Thank you for your...
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Great communication! Very easy process!
Reply from Joe Lochmann
February 26th, 2025 01:51 PM
Thanks so much, Charlotte! I'm thrilled to hear that you found the communication great and the process easy. It was a pleasure working with you, and I'm here if you need anything in the future.
The team help me with questions I asked and was very understanding of me and what was needed for me to achieve my goal on buying my new home. I enjoyed having them on my side
Reply from Joe Lochmann
February 1st, 2025 11:06 AM
Tiyanna, hearing that my team and I were able to provide you with the support and understanding you needed during your home-buying journey makes me incredibly happy. It's truly rewarding to know we played a part in helping you achieve such...
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Had a great experience!
Reply from Joe Lochmann
January 30th, 2025 04:48 PM
Nikalous, thanks so much for the kind words! I'm really glad to hear you had a great experience. It means a lot to me and the team here at Midwest BankCentre that we were able to provide you with excellent service. I appreciate you taking the...
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Joe was so amazing and there every step of the way. We are very happy!
Reply from Joe Lochmann
January 16th, 2025 01:51 AM
So thrilled to hear you had a great experience, Teressa! It was my pleasure to be there for you every step of the way - it's part of what makes working at Midwest BankCentre so rewarding for me. Here's to your happiness, and remember I'm always...
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Joe was knowledgeable, helpful, and always available
Reply from Joe Lochmann
January 12th, 2025 01:09 PM
I'm glad to hear that you had such a positive experience, Joseph. It's great to know that my knowledge and availability were helpful to you. It's my goal to make sure every client feels supported and informed. Remember, I'm here for any future...
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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