Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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I have dealt with many finance officera in the past an can honestly say that Mr Lochmann is the most knowledgeable, informative and professional financial officer I've come across. Thank you for guiding me through this process smoothly you...
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Reply from Joe Lochmann
June 25th, 2025 07:08 PM
I'm thrilled to hear that your experience was so positive. It was my pleasure to guide you through the process, and I truly appreciate your kind words. Thank you for choosing Midwest BankCentre.
Midwest BankCentre was an excellent choice we made for our home loan search. Joe and his staff communicated with us throughout the entire process. What we liked most was the quick response time to emails and upfront answers. If we had to do...
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Reply from Joe Lochmann
June 25th, 2025 04:35 PM
I'm thrilled to hear that your experience with Midwest BankCentre was so positive. It was a pleasure assisting you with your home loan, and I'm glad that our communication and response time met your expectations. Your satisfaction is important...
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Easy to work with and always availible if we had a question! Would recommend everytime!
Reply from Joe Lochmann
June 21st, 2025 01:12 PM
I'm glad to hear that you found the process easy and that I was able to assist with your questions. Thank you for your recommendation, Taylor!
Overall, our experience with Joe was outstanding. His professionalism, knowledge, and dedication to customer service made the mortgage process smooth and enjoyable. I would highly recommend Joe and his team to anyone looking to secure a mortgage....
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Reply from Joe Lochmann
May 9th, 2025 11:13 PM
I'm thrilled to hear that your mortgage process was smooth and enjoyable. It was a pleasure assisting you, and I greatly appreciate your recommendation. Thank you for choosing Midwest BankCentre.
Joe was very helpful and went above and beyond to make sure I was ready to complete my first home purchase.
Reply from Joe Lochmann
May 3rd, 2025 09:57 PM
I'm glad to hear that I could be of assistance in your first home purchase. Your satisfaction is important to me, and it was a pleasure helping you through the process. Thank you for your kind words.
Joe helped us through a very difficult process. He took all of our preferences and financial ability and gave us a deal that was better than we could've imagined!
Reply from Joe Lochmann
April 28th, 2025 01:35 PM
I'm thrilled to hear that I could assist you through the process and provide a deal that exceeded your expectations. It was a pleasure working with you, and I appreciate your kind words. If you have any future needs, please feel free to reach...
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Any question we had he would answer within an hour or so never had to wait for any information very quick and detailed
Reply from Joe Lochmann
April 16th, 2025 10:20 AM
I'm glad to hear that I was able to provide quick and detailed responses to your questions. It was a pleasure assisting you, and thank you for your kind words.
Great communication & explained things well!
Reply from Joe Lochmann
April 9th, 2025 04:28 PM
I'm glad to hear that you were satisfied with the communication and explanations provided. It was a pleasure assisting you, and I appreciate your feedback. If you have any more questions or need further assistance, please feel free to reach...
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Great experience, worked with multiple options to find the best mortgage and stayed competitive with other lenders
Reply from Joe Lochmann
April 5th, 2025 11:40 AM
I'm glad to hear that you had a great experience and that I was able to assist you in finding the best mortgage options while staying competitive. Thank you for choosing Midwest BankCentre. If you have any more questions or need further assistance,...
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Great experience
Reply from Joe Lochmann
March 14th, 2025 12:03 PM
Jason, I'm thrilled to hear you had a great experience with Midwest BankCentre. It means a lot to me that you took the time to share your feedback. If there's anything else I can do for you, please feel free to reach out. Thank you for your...
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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