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Joe Lochmann - Mortgage Lender | NMLS# 1718696 in O Fallon, IL

Joe Lochmann

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Mortgage Lender | NMLS# 1718696

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With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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  • Encompass
    M
    Madeleine E M
    Trenton, IL
    Posted on April 27th, 2025 01:34 PM
    Joe helped us through a very difficult process. He took all of our preferences and financial ability and gave us a deal that was better than we could've imagined!
    Reply from Joe Lochmann
    April 28th, 2025 01:35 PM
    I'm thrilled to hear that I could assist you through the process and provide a deal that exceeded your expectations. It was a pleasure working with you, and I appreciate your kind words. If you have any future needs, please feel free to reach...
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    Thomas W F
    O Fallon, IL
    Posted on April 15th, 2025 10:19 AM
    Any question we had he would answer within an hour or so never had to wait for any information very quick and detailed
    Reply from Joe Lochmann
    April 16th, 2025 10:20 AM
    I'm glad to hear that I was able to provide quick and detailed responses to your questions. It was a pleasure assisting you, and thank you for your kind words.
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    Kathryn D
    Caseyville, IL
    Posted on April 8th, 2025 04:24 PM
    Great communication & explained things well!
    Reply from Joe Lochmann
    April 9th, 2025 04:28 PM
    I'm glad to hear that you were satisfied with the communication and explanations provided. It was a pleasure assisting you, and I appreciate your feedback. If you have any more questions or need further assistance, please feel free to reach...
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    Michael S
    Collinsville, IL
    Posted on April 4th, 2025 11:39 AM
    Great experience, worked with multiple options to find the best mortgage and stayed competitive with other lenders
    Reply from Joe Lochmann
    April 5th, 2025 11:40 AM
    I'm glad to hear that you had a great experience and that I was able to assist you in finding the best mortgage options while staying competitive. Thank you for choosing Midwest BankCentre. If you have any more questions or need further assistance,...
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    Jason A W
    Belleville, IL
    Posted on March 13th, 2025 12:01 PM
    Great experience
    Reply from Joe Lochmann
    March 14th, 2025 12:03 PM
    Jason, I'm thrilled to hear you had a great experience with Midwest BankCentre. It means a lot to me that you took the time to share your feedback. If there's anything else I can do for you, please feel free to reach out. Thank you for your...
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    Charlotte D D
    Granite City, IL
    Posted on February 25th, 2025 01:48 PM
    Great communication! Very easy process!
    Reply from Joe Lochmann
    February 26th, 2025 01:51 PM
    Thanks so much, Charlotte! I'm thrilled to hear that you found the communication great and the process easy. It was a pleasure working with you, and I'm here if you need anything in the future.
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    Tiyanna S
    Granite City, IL
    Posted on January 31st, 2025 11:05 AM
    The team help me with questions I asked and was very understanding of me and what was needed for me to achieve my goal on buying my new home. I enjoyed having them on my side
    Reply from Joe Lochmann
    February 1st, 2025 11:06 AM
    Tiyanna, hearing that my team and I were able to provide you with the support and understanding you needed during your home-buying journey makes me incredibly happy. It's truly rewarding to know we played a part in helping you achieve such...
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    Nikalous W
    New Baden, IL
    Posted on January 29th, 2025 04:47 PM
    Had a great experience!
    Reply from Joe Lochmann
    January 30th, 2025 04:48 PM
    Nikalous, thanks so much for the kind words! I'm really glad to hear you had a great experience. It means a lot to me and the team here at Midwest BankCentre that we were able to provide you with excellent service. I appreciate you taking the...
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    Teressa V
    Belleville, IL
    Posted on January 15th, 2025 01:49 AM
    Joe was so amazing and there every step of the way. We are very happy!
    Reply from Joe Lochmann
    January 16th, 2025 01:51 AM
    So thrilled to hear you had a great experience, Teressa! It was my pleasure to be there for you every step of the way - it's part of what makes working at Midwest BankCentre so rewarding for me. Here's to your happiness, and remember I'm always...
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    Joseph R B
    Belleville, IL
    Posted on January 11th, 2025 01:08 PM
    Joe was knowledgeable, helpful, and always available
    Reply from Joe Lochmann
    January 12th, 2025 01:09 PM
    I'm glad to hear that you had such a positive experience, Joseph. It's great to know that my knowledge and availability were helpful to you. It's my goal to make sure every client feels supported and informed. Remember, I'm here for any future...
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    About
    With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process. Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
    First-Time Homebuyer Loans – Low down payment and flexible credit options
    Conventional Home Loans – Competitive rates for well-qualified buyers
    FHA Loans – Government-backed loans with lower credit score requirements
    Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
    Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
    Real Estate Investor Loans – Financing for rental properties and vacation homes
    Refinance Loans – Lower your rate, reduce payments, or access home equity
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    Positions
    • Midwest Bank Centre - Mortgage Loan Originator
      Jan 13th, 2020 - Current
    • Midwest Bank Centre - VA Loan Specialist
      Jan 13th, 2020 - Current
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    Memberships
    • Southwestern Illinois Board of Realtors
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1718696
    Achievements
    • Specializing in VA Loan Origination
    • Consistent 5-Star Client Reviews
    • Trusted Advisor in Metro East Real Estate
    • View All
    Hobbies
    • Community Outreach
    • Personal Development Workshops
    • Volunteer Initiatives
    • View All