Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe was fantastic to work with and would recommend him to anyone.
Reply from Joe Lochmann
July 23rd, 2025 02:08 PM
I'm grateful for your generous feedback, Logan. It's wonderful to know that you found working with me to be a positive experience. Your recommendation means a lot and reinforces my commitment to providing excellent service. If you ever need...
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Joe was exceptional. We needed a quick close and ge delivered. Never had an experience so smooth with so many different options!!
Reply from Joe Lochmann
July 19th, 2025 02:09 AM
Thank you, Stephen, for your kind words. I'm thrilled to hear that you found the process both smooth and efficient. Ensuring a quick close while providing a range of options is something I strive for. I'm glad it met your expectations. If there's...
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I was a first time home buyer and really had no clue what I was getting into. Joe and his team at midwest bank centre did an incredible job informing me on everything I needed and assisting in making my experience as easy as possible. I was...
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Reply from Joe Lochmann
July 12th, 2025 01:57 PM
Nicholas, it’s wonderful to hear about your satisfying experience as a first-time home buyer. Navigating this milestone can be daunting, so I'm glad I could provide clarity and support through the process. I'm also pleased that you found the...
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Overall Pleasant experience
Reply from Joe Lochmann
July 1st, 2025 10:44 AM
I'm pleased to hear that you had an overall pleasant experience, Gasan. Your satisfaction is important to me, and I appreciate your feedback. If there's anything more I can assist you with, please feel free to reach out.
Easy to communicate
Reply from Joe Lochmann
June 26th, 2025 04:05 PM
I'm glad to hear that you found communication easy. It was a pleasure assisting you at Midwest BankCentre. If you have any further questions or need assistance, feel free to reach out.
I have dealt with many finance officera in the past an can honestly say that Mr Lochmann is the most knowledgeable, informative and professional financial officer I've come across. Thank you for guiding me through this process smoothly you...
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Reply from Joe Lochmann
June 25th, 2025 07:08 PM
I'm thrilled to hear that your experience was so positive. It was my pleasure to guide you through the process, and I truly appreciate your kind words. Thank you for choosing Midwest BankCentre.
Midwest BankCentre was an excellent choice we made for our home loan search. Joe and his staff communicated with us throughout the entire process. What we liked most was the quick response time to emails and upfront answers. If we had to do...
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Reply from Joe Lochmann
June 25th, 2025 04:35 PM
I'm thrilled to hear that your experience with Midwest BankCentre was so positive. It was a pleasure assisting you with your home loan, and I'm glad that our communication and response time met your expectations. Your satisfaction is important...
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Easy to work with and always availible if we had a question! Would recommend everytime!
Reply from Joe Lochmann
June 21st, 2025 01:12 PM
I'm glad to hear that you found the process easy and that I was able to assist with your questions. Thank you for your recommendation, Taylor!
Overall, our experience with Joe was outstanding. His professionalism, knowledge, and dedication to customer service made the mortgage process smooth and enjoyable. I would highly recommend Joe and his team to anyone looking to secure a mortgage....
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Reply from Joe Lochmann
May 9th, 2025 11:13 PM
I'm thrilled to hear that your mortgage process was smooth and enjoyable. It was a pleasure assisting you, and I greatly appreciate your recommendation. Thank you for choosing Midwest BankCentre.
Joe was very helpful and went above and beyond to make sure I was ready to complete my first home purchase.
Reply from Joe Lochmann
May 3rd, 2025 09:57 PM
I'm glad to hear that I could be of assistance in your first home purchase. Your satisfaction is important to me, and it was a pleasure helping you through the process. Thank you for your kind words.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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