Joe Lochmann
Mortgage Lender | NMLS# 1718696
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through the... Show More
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Joe was always quick to answer questions and alleviate concerns that we had along the way. It was nice to always know that he was just a phone call away even during non-business hours.
Reply from Joe Lochmann
August 22nd, 2025 03:29 PM
Thank you, William, for your generous review. I'm pleased to hear that my availability and prompt responses provided you with reassurance throughout the process. Being just a phone call away, even outside regular hours, is important to me to...
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Joe went out of his way to help me get my loan in a timely manner
Reply from Joe Lochmann
August 15th, 2025 02:08 PM
Thank you so much for your kind review, Sharon. I'm really pleased that I could assist you in obtaining your loan promptly. It's important to me to go the extra mile whenever someone needs help. If there's anything more you need or if you have...
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Working with Joe was fantastic. His communication help put our family at ease during a stressful time and he was always willing to take a call or answer questions. He was able to help us navigate the process with ease even with several challenges...
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Reply from Joe Lochmann
August 12th, 2025 01:21 PM
I'm really touched by your thoughtful review, Zachary. I'm glad I could support your family during a challenging time and make the process smoother for you. Communication is important, and I'm pleased to know it helped ease your stress. If...
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Joe was great to work it and made the process easy.
Reply from Joe Lochmann
August 8th, 2025 02:42 PM
I appreciate your kind words, Nathan. Making the process easy for you is always my goal, and I'm pleased to hear that your experience reflected that. If you ever have more questions or need further assistance, please don't hesitate to contact...
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Everything was quick and Easy and all information we needed was provided to us on time and in order.
Reply from Joe Lochmann
August 5th, 2025 05:57 PM
I'm glad to hear everything went smoothly and efficiently, Koen. Ensuring you had the necessary information in a timely and organized manner is always a priority for me. If you have any more questions or need further assistance, please feel...
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Joe was fantastic to work with and would recommend him to anyone.
Reply from Joe Lochmann
July 23rd, 2025 02:08 PM
I'm grateful for your generous feedback, Logan. It's wonderful to know that you found working with me to be a positive experience. Your recommendation means a lot and reinforces my commitment to providing excellent service. If you ever need...
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Joe was exceptional. We needed a quick close and ge delivered. Never had an experience so smooth with so many different options!!
Reply from Joe Lochmann
July 19th, 2025 02:09 AM
Thank you, Stephen, for your kind words. I'm thrilled to hear that you found the process both smooth and efficient. Ensuring a quick close while providing a range of options is something I strive for. I'm glad it met your expectations. If there's...
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I was a first time home buyer and really had no clue what I was getting into. Joe and his team at midwest bank centre did an incredible job informing me on everything I needed and assisting in making my experience as easy as possible. I was...
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Reply from Joe Lochmann
July 12th, 2025 01:57 PM
Nicholas, it’s wonderful to hear about your satisfying experience as a first-time home buyer. Navigating this milestone can be daunting, so I'm glad I could provide clarity and support through the process. I'm also pleased that you found the...
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Overall Pleasant experience
Reply from Joe Lochmann
July 1st, 2025 10:44 AM
I'm pleased to hear that you had an overall pleasant experience, Gasan. Your satisfaction is important to me, and I appreciate your feedback. If there's anything more I can assist you with, please feel free to reach out.
Easy to communicate
Reply from Joe Lochmann
June 26th, 2025 04:05 PM
I'm glad to hear that you found communication easy. It was a pleasure assisting you at Midwest BankCentre. If you have any further questions or need assistance, feel free to reach out.
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About
With over 20 years in real estate and mortgage lending, I specialize in helping veterans, military families, and homebuyers secure the best financing options. As a VA loan expert, I guide active-duty service members and veterans through their VA home loan benefits, ensuring a smooth, zero-down financing process.
Based in O’Fallon, IL, near Scott Air Force Base (SAFB), I serve clients in Illinois, Missouri, and nationwide. Whether you’re a first-time homebuyer, relocating military family, or real estate investor, I provide expert guidance to help you close with confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Home Loans – 100 percent financing for veterans, active-duty military, and their families
First-Time Homebuyer Loans – Low down payment and flexible credit options
Conventional Home Loans – Competitive rates for well-qualified buyers
FHA Loans – Government-backed loans with lower credit score requirements
Jumbo Loans – Financing for high-value homes exceeding conventional loan limits
Military Relocation Mortgages – VA loan solutions for PCS moves near Scott Air Force Base
Real Estate Investor Loans – Financing for rental properties and vacation homes
Refinance Loans – Lower your rate, reduce payments, or access home equity
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Positions
- Midwest Bank Centre - Mortgage Loan OriginatorJan 13th, 2020 - Current
- Midwest Bank Centre - VA Loan SpecialistJan 13th, 2020 - Current
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Memberships
- Southwestern Illinois Board of Realtors
Addresses and Serving Areas
Primary Serving Area
Year Started
2002
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1718696
Achievements
- Specializing in VA Loan Origination
- Consistent 5-Star Client Reviews
- Trusted Advisor in Metro East Real Estate
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Hobbies
- Community Outreach
- Personal Development Workshops
- Volunteer Initiatives
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