

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy was very helpful and made the experience easy and fast. He took time the time to explain and answer any questions that we had.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Anthony, for your thoughtful review. I'm glad to hear that I was able to assist you effectively and make the process smooth and quick. Taking the time to explain details and answer your questions is always a priority for me. If you...
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Excellent as always!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Erica, for your kind words. I'm glad to know that I've been able to meet your expectations consistently. It's always my goal to provide excellent service and make the process as smooth as possible for you. If there's ever anything...
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Jimmy was great. Very helpful and always responded quickly to questions. He always kept me updated every step of the way, which I found very helpful and made the whole process a little less stressful.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I appreciate your kind words, Amanda. I'm glad to know that my timely responses and updates helped make the process less stressful for you. Keeping you informed every step of the way is something I prioritize, and it's gratifying to hear that...
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Jimmy is one of the BEST in the business. He's my top go-to lender to recommend to buyers. He's always on top of his business and is available at all odd times of the day that we need him. Top notch!!!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Kelly, for your kind words. I'm thrilled to be your go-to lender and I'm pleased that my availability and dedication have made a positive impact. Ensuring that you have the support and guidance you need, whenever it best fits your...
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Jimmy did a wonderful job, always keeping me on track, and made sure to answer all of my questions rather it be the weekend or late afternoon. The entire process was smooth, and Jimmy made me feel like he was a friend, which went a long way....
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Terry, for sharing your experience. I'm really pleased to hear that you found the process smooth and felt comfortable reaching out with questions. Being available whenever you needed, even on weekends or late afternoons, is important...
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Very communicative and always available
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Robert, for your feedback. I'm glad to hear that you found my communication effective and that I was able to be there when you needed. Being accessible and keeping you informed are important parts of my commitment to making the home...
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Jimmy is amazing! He made the home loan experience stress-free. He's efficient, professional, and the overall experience was impressive. I highly recommend Jimmy for home loan needs.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Karen, thank you for such a glowing review. I'm delighted to hear that you found the home loan process stress-free and that my approach was helpful. Efficiency and professionalism are things I strive for in every interaction, so it's rewarding...
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Jimmy McFarland has received a review with 5 star rating from Tia B
Very cooperative and helpful, made a stressful experience turn into a dream come true!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I appreciate your kind words, Tia. It's wonderful to hear that I could help make the process smoother for you and turn it into a positive experience. Making the journey as stress-free as possible is always my priority. If there's anything else...
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Very helpful and super hard working
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Daniel, for the kind words. I'm glad to hear that you found my assistance helpful and appreciated my dedication to the process. It's always my aim to provide you with the best possible experience. If there's anything else you need...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.