

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Working with Jimmy is always such a great experience. He always helps my clients. Thank you as always.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you, Stephanie, for your thoughtful feedback. I'm genuinely pleased to hear that working together has been a great experience for you. It's always my goal to support both you and your clients effectively. Your trust and ongoing collaboration...
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Jimmy is an exceptional person to work with. He answered all of my questions in a timely manner, and he had all of my paperwork ready and available to sign before I walked into the
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm delighted to know that you found our collaboration exceptional, Cassey. Ensuring you're well-informed and prepared is a priority for me, and I'm pleased that everything was ready for you. Thank you for your kind feedback and for trusting...
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Jimmy is wonderfu!!! He was so quick and easy to work with! Truly the best experience I have ever experienced buying a home! 10/10!!!
Thank you so much!!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that your home-buying experience was so positive. It was a pleasure working with you, and I truly appreciate your kind words. Thank you for choosing Highlands Residential Mortgage, Ltd. for your home-buying journey.
Excellent customer services! A very professional and knowledgeable person. A person that you need when buying a home. I highly recommend Jimmy.
My experiences with Jimmy was excellent. The communication was excellent and the time frame regarding answering texts and emailsthe estimate. best. I highly recommend Jimmy.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that your experience was excellent, Betty. Effective communication and timely responses are important to me, and I'm glad to know they made a difference for you. Thank you for your high recommendation.
Great experience as always!!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you had another great experience, Andrea. It has been a pleasure assisting you, and I look forward to continuing to provide excellent service.
Jimmy was very pleasant and easy to work with. He was very knowledgeable and helpful.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that you found the process pleasant and informative. It was a pleasure working with you, and I appreciate your kind words.
Great customer service
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you for your kind words, Robin. I'm thrilled to hear that you were satisfied with the customer service. It was my pleasure to assist you at Highlands Residential Mortgage, Ltd.
Not only is Jimmy quick to respond to emails , easy to talk to, and very professional, but he is extremely knowledgeable in his field. Jimmy made everything quick and and easy. I would 100% recommend Jimmy McFarland for providing you with your...
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that your experience was positive and that you found the process quick and easy. Your recommendation means a lot, and I'm glad I could assist with your home loan needs. Thank you for your kind words.
I cannot think of a single thing that could have been better! Jimmy was helpful at every stage of the mortgage process and then some. He made the entire process easy and comfortable, and communication was above and beyond. He has an amazing...
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm thrilled to hear that your mortgage process was smooth and enjoyable. It was a pleasure assisting you, and I appreciate your kind words and recommendations. Thank you for your trust and support.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.