Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great communication. The application was easy to follow as well.
We didnt Have any idea what we could originally afford jimmy did all the calculations which helped us tremendously when figuring out which home to buy.
Reply from Jimmy McFarland
October 21st, 2025 12:43 PM
I'm pleased to hear that I could assist with the calculations and help you determine what you could afford, John. It's important to have clarity when making such a significant decision like buying a home. If there's anything else you'd like...
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Great communication. Always answered promptly.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
It’s great to hear that you valued the communication and felt your questions were promptly addressed, Cody. Keeping things straightforward and responsive is important to me. If you ever need further assistance, feel free to reach out.
Don’t waste your time anywhere else. Jimmy is your man. Hands down!!
Jimmy was very communicative, and on topnof the whole process. Everything went very smooth and fast. Jimmy was always available when ever I had any questions.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm pleased that you found the process smooth and efficient, Justice. Keeping communication clear and being available to answer any questions is important to me. If you need anything in the future or have more questions, feel free to reach...
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Excellent communication and very efficient!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you for your feedback, Melody. I'm pleased to know that you appreciated the communication and found the process efficient. Keeping things clear and moving smoothly is always my goal. If you have any other questions or need further assistance,...
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This process was stress free. There was excellent communication every step of the way and Jimmy was quick to respond to any questions I had. I approached two other lenders at first and they were both very difficult to work with. Not clear on...
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Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm glad to hear that the process was stress-free for you, Hyrum. Providing clear communication and quick responses is something I always strive for, so it's wonderful to know you had that experience. Switching to Highlands and having a positive...
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With the help of Highlands and Jimmy, getting our first home was easier than I thought it would be.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I'm delighted to hear that your experience buying your first home was easier than expected, Austin. It's great that I, along with Highlands, could help make this significant milestone a positive one for you. If there's anything else you need...
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Mr.Jimmy takes the time to walk my clients and myself through the entire proces. He definitely takes the stress out of the process.
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
I appreciate your review, Mitchell. It's important to me to ensure both you and your clients feel comfortable and informed throughout the process. I'm glad to hear that you found the experience less stressful. Taking the time to walk through...
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Jimmy is an expert in his field and always closing deals very quickly and sufficiently!
Reply from Jimmy McFarland
September 30th, 2025 06:41 PM
Thank you for the compliment, Laura. I'm pleased to know that you've found my expertise beneficial and that the closing process has been quick and efficient for you. Ensuring a smooth and timely experience is important to me, and it's great...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.