

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
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closed
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closed
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Jimmy took every step with us from the application process to closing. We called or texted him at every and any question and he immediately answered or returned our call. This will be our last move, but we recommend him to anyone interested...
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Jimmy was very punctual and courteous. He also explains how and why every thing we asked of him. Nothing slipped by his knowledge of how each item or document worked for us. He was genuine and honest and a true professional at his job.
This was my first experience buying a house and Jimmy was nothing short of fantastic!
Jimmy was quick to respond to any question I had and he was always keeping me updated on the progress. He was friendly and efficient and he was easy to work with. I definitely will be recommending him to my friends!
We bought a home out of state and this was our first experience with a loan, Jimmy made it easy to understand and was always available for questions!
Truly appreciate the communication and knowing he was getting everything done for this process while we were building their new home. As a broker it’s essential to have a lender who is team oriented and focused on taking care of all the details...
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Jimmy went above and beyond to help me make the right decisions
I was kept informed!👍
Fast closing for my seller
He had the buyers cleared to close way before our close date. He always does a great job.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.