Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
9 days from contract to close! Can’t beat that!
Jimmy was very pleasant and answered our questions and worked with us to get through this process as quickly as possible. We appreciate all he did for us.
Jimmy was quick to respond to any questions I had at any time of day. He made the process of buying a house easier than I expected and helped us close extremely quickly!
Jimmy was informative and kept me updated throughout the process. Everything was handled quickly and we closed earlier than expected!!
Great Experience. Took my daughter through the process of buying her first house. Everything went very smooth. Jimmy was there to help at every step. The electronic process made it very quick and easy.
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I am so glad I found Jimmy! Being a first time home buyer I did not know what to expect. Jimmy walked me through every step of the way. Jimmy not only found a loan that met my financial needs, but he got the best interest rate of any other...
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Jimmy was very professional. I feel he went above and beyond to make my purchase as smooth as possible.
Thank you again Jimmy.
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Always answered my question , and kept me informed on what steps was been taken
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.