

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy was awesome! He worked fast and explained everything to us in great detail! He would even respond to our questions at 10 o'clock at night! He helped make our first home buying experience pretty great!
Jimmy was always there every step of the way and made it as wasy as possible!
From start to finish, financing a home mortgage with Jimmy only took 8 days!Jimmy is knowledgeable and easy-going. He is always very responsive to text, call, and email. He always answers the phone after just a few rings and addresses me by...
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Jimmy McFarland was quick to respond when I had questions, and he seemed to be working for me.
Jimmy closed out this loan in 8 business days. He incredibly efficient and has a real sense of urgency. I highly recommend his services.
I appreciated the attention to detail, the speed of work and the open line of communication. As a new agent, It was important for me to learn the right way to do things and I feel that I got that experience. Thank you!
Jimmy was always available when I had questions and very pleasant to work with. I would would use him again for future transactions.
Jimmy did an amazing job keeping all parties informed and up to date during the home buying process. The loan closed timely and smoothly.
Jimmy was excellent at communicating and giving status updates as the deal progressed.
Was very knowledgeable! Got everything done with out a hitch! If we ever buy another house will definitely use Jimmy again!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.