Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy was really fast and thorough with everything!
Reply from Jimmy McFarland
February 13th, 2026 05:38 PM
I'm pleased to hear that you found my approach fast and thorough, Jason. It was great working with you, and I'm glad I could meet your expectations. If you ever have more questions or need further assistance, feel free to reach out.
Such a quick and easy process! As a single mom, I was scared this was going to be so difficult. Jimmy made this adventure so easy!!
Reply from Owner
February 6th, 2026 12:21 AM
Thank you Emily! It was great working with you and getting you into your own home!
Jimmy McFarland made my lending experience so quick and easy!! I will be referring all friends and family members to him. Thank you so much for everything!!
Reply from Jimmy McFarland
February 12th, 2026 09:15 PM
I'm really pleased to hear that your lending experience was quick and easy, Emily. Your intention to refer friends and family is one of the highest compliments I could receive. It was a pleasure working with you, and I'm thankful for your kind...
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Very good place to get your mortgage. Helpful and professional.
The communication was spot on. The compassion for him to help with process was awesome. He would explain what was going on.
Was very helpful.
Jimmy was great to work with. As first time homebuyers we were very nervous when navigating our way through the home buying and process. Jimmy was very commutative and was always quick to answer any questions I had. I definitely will use him...
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Jimmy was great to work with. As first time homebuyers we were very nervous on how to navigate our way through the process of owning a home. Jimmy was very commutative and was always available when we needed him. I highly recommend using him...
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Jimmys awsome comunication
Jimmy was so helpful, considerate, and friendly through the entire loan process! He answered all my questions, explained the process, and made everything unbelievably smooth and simple for us along the way! (:
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.