Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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There is not another lender we would use to purchase a home. This is our second home loan with Jimmy and he treats every purchase with urgency! We could not have bought this home without Jimmys help.
Jimmy McFarland has received a review with 5 star rating from Aaron L
He was really kind and he got me into a home that I thought was impossible for me. And he acknowledgedes christ and he is very cool
Always explained everything to me . Was available to answer any questions I had during the process of buying a home. He was very helpful.
Jimmy is wonderful! All communication was clear, timely, and professional. Enjoyed the advanced features with online signing, email communication, and using the app; however, with Jimmy, one also gets the "hometown" experience that can be lacking...
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Jimmy McFarland has received a review with 5 star rating from Geraldine O
have bought and sold a lot of houses. But this one was the smoothest transaction and the friendliest people.
Jimmy made everything so quick and easy. Literally just upload requested items and he did the rest until signing time
Jimmy was so easy to work with and very efficient and timely with wverythig. Couldn't have asked for anything easier and anyone easier to work with
went over the moon! went into full detail and left nothing out! the person you definitely want to use when buying a house. always responded quick and updated me !
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.