Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Jimmy made the process super easy! He was quick to answer questions and help along the way!
Reply from Jimmy McFarland
May 1st, 2026 04:30 PM
I'm thankful for your kind feedback, Timothy. It's nice to know that I could make the process easy and be responsive to your questions. If you need any more assistance, I'm here to help!
Great firm to work with and they keep you informed every step of the way.
You kept us informed every step of the way. Got us the docs we needed to sign quickly and processed them immediately upon their return. We felt very comfortable throughout the entire process.
Reply from Jimmy McFarland
April 30th, 2026 07:16 PM
I'm grateful for your kind words, Jerry. It's good to know that you felt comfortable and well-informed throughout the process. If you have any more questions in the future, don't hesitate to reach out.
Great Closing Time , Easy Loan Processing, No Major Hurdles, Simply Put you want to buy a house smoothly go with Jimmy McFarland!
Reply from Jimmy McFarland
April 13th, 2026 02:46 PM
Thank you, Joshua! I'm pleased to hear that you found the loan process smooth and efficient. If you ever need further assistance or have any questions in the future, feel free to reach out.
Great company got us a great rate and made everything very easy
For our first time buying a home we had no idea what to do. Jimmy and our realtor helped us through every step. Jimmy even when things started falling through did everything he could to help us secure the loan.
Reply from Jimmy McFarland
April 9th, 2026 06:37 PM
I'm glad to hear that I could assist you through the process of buying your first home, Timothy. Navigating such a significant step can be challenging, and it's great to know that both the realtor and I were able to support you every step of...
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I do not want to write anything
Reply from Jimmy McFarland
April 3rd, 2026 04:29 PM
Thank you for your feedback. Please let me know if there's anything specific you'd like to discuss or if you have any questions.
I was in a crunch to get a conventional loan to pay off my construction loan. After dealing with Rocket and being lied to I reached out to Jimmy and he helped me get my loan approved and closed to payoff my construction loan. Wish I had found...
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Reply from Jimmy McFarland
March 18th, 2026 01:37 PM
It's great to know that I could assist you in securing your loan approval and closing during a critical time, Gregory. I'm glad to have been able to step in and help after your challenges with Rocket Mortgage. If there's anything more you need...
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Had a great experience with Jimmy McFarland, Senior Loan Officer for Lower Mortgage. Jimmy worked tirelessly and efficiently to get my loan up and running, stayed in contact, gave clear-cut directions, and answered all questions in a timely...
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Jimmy McFarland has received a review with 5 star rating from Jason C
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.