

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jimmy is very easy to work with. Answers any questions in a timely manner and works hard for my clients. Thank You Jimmy.
It was all easy and Jimmy was very helpful
Friendly service, willing to explain process and things that were needed. Definitely made the experience less stressful.
The process was very streamlined and moved forward as quickly as possible.
The length of time, we had to extend our closing day, which meant, I had to change dates with furniture deliveries, and vacation I had taken for the week prior.
Jimmy is hands down the absolute best! He is very attentive to every aspect of the home buying process. In every way he went above and beyond. He made every step a quick and easy process. He worked with us well beyond the normal. Very friendly...
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Jimmy was a pleasure to work with. He was personable and always available for any questions we had. This was not our first mortgage lender experience and by far it was the least stressful. He was with us every step of the way and made the process...
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I called Jimmy with no clue on what I was doing to refinance my home. He explained everything that would be involved and started the process. I was updated often and never had any issues with communication or problems. I highly recommend him!...
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I could always text or call Jimmy, day or night and he would always get back to me as soon as he could! He kept my husband and I in the loop the entire time. Super awesome to work with!!! I highly recommend!
Great job!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.