Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great flow of completing and explaining components of the home loan process.
Jimmy and his team kept me informed and helped in every question I had along the way. He was very responsive and helped getting me my best interest rate! Getting my dream home was so easy with Highland Mortgage.
Jimmy was very helpful in guiding us thru the process. He responded back to me in a timely manner. Thank you Jimmy.
This is my second home loan with Highlands and Jimmy and it was the easiest and fastest home buying experience. I downloaded the app and with it I got notifications whenever I needed to submit any info. The app makes it easy to see where you...
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Top self guy was available anytime I called or had questions would recommend 👍👍
Wonderful experience every time!
Great service and very knowledgeable about the process and directing us during our journey. Thank you Jim.
Jimmy was great. He is so pleasant and easy to work with. I was nervous but he assured me that everything was fine. I’m a night owl and he answered even late at night. Everything went so fast. It was an amazing experience. If I ever buy again...
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Jimmy never fails to go above and beyond for every client that I have experienced working with him. Thanks for taking care of my sister and brother-in-law!! This was their second time to use Jimmy.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.