

Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Was always available to answer my many questions. Jimmy was professional and very knowledgeable of the entire process. Really enjoyed the fun and enjoyable videos that explained each step of the process.
Jimmy communicated in a timely manner, keeping both our client and myself up to date with the loan process. He was quick and efficient from getting them prequalified straight to the closing table. It was a pleasure working with him! I’m looking...
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Jimmy Mc Farland made my home purchase, a very meaningful and learning experience.. Very professionally done.....with tons of direct communications. Thanks for your professionalism!
More communication I know it’s a hectic process and it is a very busy time for home sales. More communication and stricter close dates would be better for people to be able to prepare. Overall it all worked out and everything got done.
Jimmy was very quick to answer any questions I had. And the whole process went very quickly!
Jimmy is very easy to reach by phone and always communicates which is a high priority on my list.
he always responded very quickly to any texts or phone calls that I made to him and was very helpful
They provided great service and was very prompt to responding back when we had a question or concern very friendly and polite.
Great to do business with and highly recommended.
He was always willing to work with us. He was informative, helpful, punctual, kind and the process was very quick. It was a very pleasant experience.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.