Jimmy McFarland
Sr. Loan Officer | NMLS# 1267450
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Jimmy was always on the ball and kept everything running smooth. Thank you so much Jimmy!
Prompt professional service
Jimmy was great to work with. He worked well past 5 o clock on a several occasions and always returned my calls or text in a timely manner. I never felt out of the loop and will use him again in the future when the time comes.
Communication was awesome! Very quick with a response. Answered all my questions clearly and politely!
It didn’t matter what time I text/emailed him a question/concern he was there to answer. Very punctual. Even with me working all the time he managed to make time whenever I was free. Getting a home was almost effortless working with him. Having...
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He answered my guestion and never was always satisfied with them
It’s always a pleasure to work with Jimmy and his team. When a client chooses Highland’s Residential Mortgage, I know they will be taken care of from the time of their loan application until after closing day. Jimmy exceeds expectations with...
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Jimmy is amazing to work with. Also on target, communicates well and gets the job done.
Jimmy was very helpful during the loan process. The whole process went smoothly and moved swiftly.
Mr.Jimmy kept everyone informed of all information in this process. Very smooth transaction for my buyer. Would send notifications on every step of the process. Would recommend him in helping individual’s in purchasing process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1267450
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.